Anderson County property record for 587 Stephens Rd, Rocky Top, TN 37769
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,456 sqft · built 1972 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,500 (Aug 2005) |
| Tax Bill | $1,120 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-044.03 |
| Primary APN | 009-044.03 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 3,092 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 405 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 587 STEPHENS RD |
|---|---|
| City | ROCKY TOP |
| State | TN |
| Zip | 37769-6120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01 009 009 04403 000 |
| Jurisdiction | ANDERSON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20800 |
587 Stephens Rd is owned and occupied by two individuals who bought it in August 2005.
Source: Anderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 587 STEPHENS RD, ROCKY TOP, TN 37769-6120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2005 · Amount on File |
| Deed Sale | Aug 30, 2005 · Amount on File |
| Deed Book / Page | 1401 / 2459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON TN |
| Property Address | 587 STEPHENS RD, ROCKY TOP, TN 37769-6120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17541964 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 1754/1964 |
| Instrument | 21004165 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2046 |
The 2025 property tax bill for 587 Stephens Rd was $1,120, up 11.3% from the year before.
Source: Anderson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Anderson County |
| Unified School District | Anderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,120.00 (+11.33%) | $74,450 Land $9,275 Building $65,175 | $297,800 Land $37,100 Building $260,700 |
| 2024 | $1,006.00 | ||
| 2023 | $38,275 Land $4,950 Building $33,325 | ||
| 2020 | $153,100 Land $19,800 Building $133,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 587 Stephens Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Dec 1990 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 587 Stephens Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDERSON COUNTY W.A. serves 29,945 people · EPA ID TN0000514 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Apr 2019 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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