587 Richards Chapel Rd, Covington, GA 30016 Property Records

Newton County property record for 587 Richards Chapel Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,198 sqft · built 1957
Lot Size	2.33 acres (101,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Nov 2017)
Tax Bill	$3,073 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00160-00000-003-000`

Property Details

APN / Parcel Number

Primary APN	`00160-00000-003-000`
Alternative APNs	`0016 003` `8658`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,198 sqft Heated Area
1st Floor Area	3,198 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	101,930 sqft (2.33 acres)
Porch	Open Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8658
Old Parcel Number	0016 003
Street Address	587 RICHARDS CHAPEL RD
City	COVINGTON
State	GA
Zip	30016-4494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.377AC RICHARDS CHAPEL R
Legal Subdivision	R3 MISC LAND - AREA 10
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3011
Census Tract	100905

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	587 RICHARDS CHAPEL RD, COVINGTON, GA 30016-4494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICA FUNDING
Dec 14, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEOWNERS FINANCIAL
Dec 4, 2017	Warranty Deed, Transfer · Conventional with PMI DWYN E STARR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	0003638493
Deed Book / Page	3638 / 493
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	587 RICHARDS CHAPEL RD, COVINGTON, GA 30016-4494
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 RICHARDS CHAPEL RD, COVINGTON, GA 30016-4494

Mortgage

Document Number	0045980000000485
Date	Mar 11, 2024
Book Page	0000004598/0000000485
Instrument	D2024002470

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	587 RICHARDS CHAPEL RD, COVINGTON, GA 30016-4494
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 RICHARDS CHAPEL RD, COVINGTON, GA 30016-4494

Mortgage

Document Number	0047670000000316
Date	Oct 1, 2025
Book Page	0000004767/0000000316

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	587 RICHARDS CHAPEL RD, COVINGTON, GA 30016-4494
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 RICHARDS CHAPEL RD, COVINGTON, GA 30016-4494

Mortgage

Document Number	0043120000000610
Date	Dec 14, 2021
Book Page	0000004312/0000000610
Instrument	023963

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 4, 2017
Property Address	587 RICHARDS CHAPEL RD, COVINGTON, GA 30016-4494
Document Number	0036380493
Book / Page	003638 / 000493
Instrument Date	Nov 20, 2017
Instrument	13546
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	36380495
Date	Dec 4, 2017
Book Page	003638/000495
Instrument	13547

Lender

Name	DWYN E STARR
Address	593 RICHARDS CHAPEL RD, COVINGTON, GA 30016-4494
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2047

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,073.00 (+18.15%) Homeowner's exemption	$130,680 (+24.93%) Land $17,920 Building $112,760	$326,700 (+24.93%) Land $44,800 Building $281,900
2023		$104,600 Land $11,840 Building $92,760	$261,500 Land $29,600 Building $231,900
2022	$2,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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