587 Oak Ave, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 587 Oak Ave, Saddle Brook, NJ 07663

Property Summary

Property TypeSingle Family Home
Details2,436 sqft · built 1948
Lot Size0.187 acres (8,141 sqft)
Owner2 Individual Names on File
Last Sale$702,000 (Jun 2017)
Tax Bill$20,745 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN57-01710-0000-00022

Property Details

APN / Parcel Number

Primary APN57-01710-0000-00022
Alternative APNs
  • 5700184R00006
  • 570171000022

Interior

Stories1 Story
Building Area2,436 sqft Living Area
1st Floor Area2,436 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Lot Area8,141 sqft (0.187 acres)
Lot Dimensions148 ft deep x 55 ft wide

Location & Zoning

Old Parcel Number5700184R00006
Street Address587 OAK AVE
CitySADDLE BROOK
StateNJ
Zip07663-4912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description55X148
Legal SubdivisionPATERSON MANOR
Legal Block1710
Legal Lot Number22
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group3
Census Block3008
Census Tract52100

Owner

587 Oak Ave is owned and occupied by two individuals who bought it in June 2017.

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address587 OAK AVE, SADDLE BROOK, NJ 07663-4912
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 26, 2017Deed, Transfer · Conventional Mortgage
UNITY BANK
Jan 10, 2017Deed, Transfer · Conventional Mortgage
POLISH & SLAVIC FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2017 · Amount on File
Deed SaleJun 26, 2017 · Amount on File
Prior SaleJan 10, 2017 · Amount on File
Deed Document Number201748549
Deed Book / Page2649 / 2302
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address587 OAK AVE, SADDLE BROOK, NJ 07663-4912
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040290313
DateMar 23, 2021
Book Page4029/313
Instrument2021041064
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueFeb 1, 2041

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 26, 2017
Property Address587 OAK AVE, SADDLE BROOK, NJ 07663-4912
Document Number0026492302
Book / Page02649 / 2302
Instrument DateJun 5, 2017
Instrument17-048549
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,266.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 WILSON ST, 11, SADDLE BROOK, NJ 07663-4431

Transferred To (Grantee/Buyer)

NameVerified Name
Address587 OAK AVE, SADDLE BROOK, NJ 07663-4912

Mortgage

Document Number0026492308
DateJun 26, 2017
Book Page02649/2308
Instrument17-048549.01
Lender
NameUNITY BANK
TypeBank
AddressCLINTON, NJ 08809
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 10, 2017
Property Address587 OAK AVE, SADDLE BROOK, NJ 07663-4912
Document Number0024991415
Book / Page02499 / 1415
Instrument DateOct 28, 2016
Instrument17-003563
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyEMPIRE TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address587 OAK AVE, 587, SADDLE BROOK, NJ 07663-4912

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 WILSON ST, SADDLE BROOK, NJ 07663-4431

Mortgage

Document Number0024991420
DateJan 10, 2017
Book Page02499/1420
Instrument17-003563.01
Lender
NamePOLISH & SLAVIC FCU
TypeCredit Union
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueDec 1, 2031
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2021
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 587 Oak Ave was $20,745, up 5.9% from the year before.

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$907,500 (+3.81%) Land $249,200 Building $658,300$907,500 (+3.81%) Land $249,200 Building $658,300
2025$20,745.00 (+5.89%)$874,200 Land $245,200 Building $629,000$874,200 Land $245,200 Building $629,000
2024$19,591.00
2023$812,600 Land $232,700 Building $579,900$812,600 Land $232,700 Building $579,900
2022$18,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 587 Oak Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 587 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE BROOK WATER DEPT
serves 13,155 people · EPA ID NJ0257001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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