587 Melrose Mountain Rd, Tryon, NC 28782 Property Records

Polk County property record for 587 Melrose Mountain Rd, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$14,000 (Aug 2022)
Tax Bill	$1,542 (2026)
Deeds & Mortgages	Mar 2023 Construction Loan Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`P25-20`

Property Details

APN / Parcel Number

Primary APN	`P25-20`
Alternative APN	`15774`

Exterior

Lot Area	64,469 sqft (1.48 acres)

Location & Zoning

Account Number	15774
Street Address	587 MELROSE MOUNTAIN RD
City	TRYON
State	NC
Zip	28782-3247
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT 617, 0M05 MELROSE MOUNTAIN 09
Legal Subdivision	MELROSE MOUNTAIN
Legal Lot Number	617
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2030
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	587 MELROSE MOUNTAIN RD, TRYON, NC 28782-3247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Intrafamily Transfer, Transfer · Construction Mortgage CRESCENT MORTGAGE CO
Aug 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Sep 18, 2006 · Amount on Record
Deed Book / Page	472 / 1223
Last Transfer Date	Mar 2, 2023
Transfer Doc	00476/1032
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Mar 2, 2023
Property Address	587 MELROSE MOUNTAIN RD, TRYON, NC 28782-3247
Document Number	00476/1032
Book / Page	476 / 1032
Map Reference	SL A-115 PG 18
Instrument Date	Mar 2, 2023
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 S SHAMROCK AVE, LANDRUM, SC 29356-1924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 S SHAMROCK AVE, LANDRUM, SC 29356-1924

Mortgage

Document Number	0004761036
Date	Mar 2, 2023
Instrument	476/1036

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 24, 2022
Property Address	587 MELROSE MOUNTAIN RD, TRYON, NC 28782-3247
Document Number	00472/1223
Book / Page	472 / 1223
Map Reference	SL A-115 PG 18
Instrument Date	Aug 22, 2022
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 LAUREL AVE APT 2, 2, TRYON, NC 28782-2788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 AVALON DR, LADYS ISLAND, SC 29907-2662

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,542.00 (+3.56%)	$262,850 (-) Land $17,400 Building $245,450	$262,850 (-) Land $17,400 Building $245,450
2025	$1,489.00 (+1,651.76%)	$262,850 (+2,019.76%) Land $17,400 Building $245,450	$262,850 (+2,019.76%) Land $17,400 Building $245,450
2023	$85.00	$12,400 Land $12,400
2021			$12,400 Land $12,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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