Cherokee County property record for 587 Holly Berry Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,428 sqft · built 1994 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,000 (May 2026) |
| Tax Bill | $1,083 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2006 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 448901284938000 |
| Primary APN | 448901284938000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,428 sqft Heated Area |
| Gross Area | 3,080 sqft |
| 1st Floor Area | 1,428 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 104,980 sqft (2.41 acres) |
| Lot Width | 281 ft Width |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 624 sqft |
| Deck Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 48182 |
|---|---|
| Street Address | 587 HOLLY BERRY DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-9266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 HOLLY BERRY EST 1582/156 |
| Legal Subdivision | HOLLY BERRY EST |
| Legal Lot Number | 35 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 930502 |
587 Holly Berry Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Cherokee County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Mar 3, 2006 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Sep 30, 2009 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Jan 11, 2013 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Jan 28, 2009 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| May 27, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jan 11, 2013 | Deed of Trust, Mortgage · Conventional Mortgage W J BRADLEY MORTGAGE CAPITAL CORP |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 20262381 |
| Deed Book / Page | 1801 / 765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | ORANGE COAST TITLE-BUILDER SERVICES, ORANGE COAST TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 00001686/9 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 1686/9 |
| Instrument | 4746 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01214/0812 |
|---|---|
| Date | Mar 3, 2006 |
| Book Page | 1214/0812 |
| Instrument | 2006-0056537 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01369/0370 |
|---|---|
| Date | Sep 30, 2009 |
| Book Page | 1369/0370 |
| Instrument | 2009-0005574 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01455/0650 |
|---|---|
| Date | Jan 11, 2013 |
| Book Page | 1455/0650 |
| Instrument | 00136 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01347/0107 |
|---|---|
| Date | Jan 28, 2009 |
| Book Page | 1347/0107 |
| Instrument | 2009-0000514 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01778/1110 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 1778/1110 |
| Instrument | 2387 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 116 PEACHTREE ST, MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 8, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01455/0643 |
|---|---|
| Date | Jan 11, 2013 |
| Book Page | 1455/0643 |
| Instrument | 00135 |
| Name | W J BRADLEY MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 15, 2026 |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Document Number | 0000002381 |
| Book / Page | 1801 / 765 |
| Instrument Date | May 15, 2026 |
| Instrument | 20262381 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,376.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Document Number | 001801/770, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20262382 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 15, 2026 |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Document Number | 001801/765 |
| Book / Page | 1801 / 765 |
| Instrument Date | May 15, 2026 |
| Instrument | 20262381 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,376.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Document Number | 0000002382, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20262382 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 1, 2018 |
| Property Address | 587 HOLLY BERRY DR, MURPHY, NC 28906-9266 |
| Document Number | 01592/0881 |
| Book / Page | 01592 / 0881 |
| Instrument Date | Jul 28, 2018 |
| Instrument | 03698 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 587 HOLLY BERRY DR, 587, MURPHY, NC 28906-9266 |
| Name | Verified Name |
|---|---|
| Address | 17338 SE 111TH AVE, SUMMERFIELD, FL 34491-8642 |
| Document Number | 0000003699 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 03699 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 587 Holly Berry Dr was $1,083.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,083.00 | $151,480 | $151,480 Land $10,000 Building $141,480 |
| 2023 | $151,480 | $151,480 Land $10,000 Building $141,480 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 587 Holly Berry Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 587 Holly Berry Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
| Frontier DSL | 10 / 1 |
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