587 Francis Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 587 Francis Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1967
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$445,500 (Aug 2011)
Tax Bill	$7,366 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`164-312-032`

Property Details

APN / Parcel Number

Primary APN	`164-312-032`
Alternative APN	`164-312-032-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Wood Shingle
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	587 FRANCIS DR
City	LAFAYETTE
State	CA
Zip	94549-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3543 LOT 73
Legal Subdivision	SUBDIVISION 3543
Legal Tract	3543
Legal Lot Number	73
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	321103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	587 FRANCIS DR, LAFAYETTE, CA 94549-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit PACIFIC SERVICE CU
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2011 · Amount on Record
Deed Sale	Aug 17, 2011 · Amount on Record
Prior Sale	Jun 8, 2011 · Amount on Record
Deed Document Number	2011167411
Last Transfer Date	Nov 2, 2020
Transfer Doc	0000265902
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	587 FRANCIS DR, LAFAYETTE, CA 94549-1709
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 FRANCIS DR, LAFAYETTE, CA 94549-1709

Mortgage

Document Number	0000109353
Date	Oct 17, 2025
Instrument	2025- 109353

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	1355 WILLOW WAY STE 200, CONCORD, CA 94520

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2020
Property Address	587 FRANCIS DR, LAFAYETTE, CA 94549-1709
Document Number	0000265902
Map Reference	MB 113 PG 31
Instrument Date	Nov 2, 2020
Instrument	2020-265902
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 FRANCIS DR, LAFAYETTE, CA 94549-1709

Mortgage

Document Number	0000265903
Date	Nov 6, 2020
Instrument	2020-265903

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Martinez Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,239 (+2%) Land $435,594 Building $134,645
2025	$7,366.00 (+6.55%)	$559,058 (+4.04%) Land $427,053 Building $132,005
2023	$6,913.00 (+1.71%)	$537,351 Land $410,471 Building $126,880
2022	$6,797.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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