587 Flat Fork Rd, Wartburg, TN 37887 Property Records

Morgan County property record for 587 Flat Fork Rd, Wartburg, TN 37887

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,872 sqft · built 2005
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$214,900 (Jul 2020)
Tax Bill	$1,492 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065097 00702`

Property Details

APN / Parcel Number

Primary APN	`065097 00702`
Alternative APN	`097 00702`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,170 sqft
Upper Floors Area	1,170 sqft
Basement Area	1,170 sqft
Finished Basement	1,170 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	59,242 sqft (1.36 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	114 sqft
Patio Area	558 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	587 FLAT FORK RD
City	WARTBURG
State	TN
Zip	37887-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: A01
Jurisdiction	MORGAN TN
Township / Civil Division	3
Census Block Group	2
Census Block	2009
Census Tract	110300

Owner

587 Flat Fork Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Morgan County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	587 FLAT FORK RD, WARTBURG, TN 37887-3234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Apr 5, 1994 · Amount on File
Deed Document Number	202071685
Deed Book / Page	255 / 301
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Jul 17, 2026
Property Address	587 FLAT FORK RD, WARTBURG, TN 37887-3234
Document Number	0000096535
Book / Page	364 / 382
Instrument Date	Jul 13, 2026
Instrument	202696535
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	RENAISSANCE TITLE, RENAISSANCE TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158,822.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 FLAT FORK RD, WARTBURG, TN 37887-3234

Mortgage

Document Number	0000096536,
Date	Jul 17, 2026
Instrument	202696536

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Jul 24, 2020
Property Address	587 FLAT FORK RD, WARTBURG, TN 37887-3234
Document Number	000255/301
Book / Page	255 / 301
Instrument Date	Jul 15, 2020
Instrument	71685
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	CROSSLAND TITLE AGENCY, CROSSLAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	587 FLAT FORK RD, WARTBURG, TN 37887-3234

Mortgage

Document Number	0000071686
Date	Jul 24, 2020
Instrument	71686

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 587 Flat Fork Rd was $1,492.

Source: Morgan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,492.00	$54,875 Land $3,300 Building $51,575
2023		$54,875 Land $3,300 Building $51,575
2022	$1,413.00
2021			$219,500 Land $13,200 Building $206,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 587 Flat Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 587 Flat Fork Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATEAU UTILITY DISTRICT serves 12,074 people · EPA ID TN0000729
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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