587 Elm St, Bamberg, SC 29003 Property Records

Bamberg County property record for 587 Elm St, Bamberg, SC 29003

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Aug 2012)
Tax Bill	$807 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0072-06-09-004`

Property Details

APN / Parcel Number

Primary APN	`0072-06-09-004`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Old Parcel Number	0072 06 09 004.
Street Address	587 ELM ST
City	BAMBERG
State	SC
Zip	29003-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 .26 AC; 587 ELM ST
Legal Lot Number	43 1
Jurisdiction	BAMBERG SC
Township / Civil Division	BAMBERG
Census Block Group	2
Census Block	2056
Census Tract	960202

Owner

587 Elm St is owned and occupied by two individuals who bought it in August 2012.

Source: Bamberg County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	587 ELM ST, BAMBERG, SC 29003-1659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2012 · Amount on File
Deed Sale	Aug 14, 2012 · Amount on File
Deed Document Number	01095
Deed Book / Page	00322 / 0175
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAMBERG SC
Property Address	587 ELM ST, BAMBERG, SC 29003-1659
Document Number	0005150309
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 ELM ST BAMBERG SC 290031659, BAMBERG, SC 29003-1659

Mortgage

Document Number	0005150309
Date	Dec 15, 2020
Book Page	000515/000309
Instrument	1550

Lender

Name	HOME FED'L S&L ASSN
Address	BAMBERG, SC 29003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 587 Elm St was $807, up 0.1% from the year before.

Source: Bamberg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Bamberg County
Municipality	Bamberg Town
Unified School District	Bamberg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00 (+0.12%)	$1,080 (-) Land $210 Building $870	$21,500 (-) Land $3,500 Building $18,000
2024	$806.00 (+14.16%)	$1,080 (+14.89%) Land $210 Building $870	$21,500 (+36.94%) Land $3,500 Building $18,000
2023	$706.00 (-0.7%)	$940 (-) Land $210 Building $730	$15,700 (-) Land $3,500 Building $12,200
2022	$711.00	$940 Land $210 Building $730	$15,700 Land $3,500 Building $12,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 587 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 587 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAMBERG PUBLIC WORKS serves 3,735 people · EPA ID SC0510001
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Palmetto Telephone Communications, Spectrum.

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