Polk County property record for 587 Drayton Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,043 sqft · built 2006 |
| Lot Size | 0.2 acres (8,721 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Apr 2026) |
| Tax Bill | $4,714 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687551-000570 |
| Primary APN | 26-29-13-687551-000570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,043 sqft Living Area |
| Gross Area | 2,443 sqft |
| 1st Floor Area | 2,043 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,721 sqft (0.2 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 40 sqft |
| Street Address | 587 DRAYTON RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNA POINTE PLAT BOOK 129 PGS 49 THRU 52 LOT 57 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | SAVANNA POINTE |
| Legal Tract | 687551 |
| Legal Block | 2 |
| Legal Lot Number | 57 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 587 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOODLOANS INC |
| Jul 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 8, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on Record |
| Deed Sale | Apr 6, 2026 · Amount on Record |
| Prior Sale | Jul 18, 2022 · Amount on Record |
| Deed Document Number | 202679493 |
| Deed Book / Page | 13944 / 1262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 587 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0000079493 |
| Book / Page | 13944 / 1262 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202679493 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | HOME SOLUTION TITLE INC, HOME SOLUTION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 587 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0000079494, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202679494 |
| Name | NEIGHBORHOODLOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 18, 2022 |
| Property Address | 587 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0000194665 |
| Book / Page | 12342 / 406 |
| Map Reference | MB 129 PG 49 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022194665 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5707 SILTSTONE ST, 5707, LAKELAND, FL 33811-3173 |
| Name | Verified Name |
|---|---|
| Address | 587 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Investor | Possibly a Property Investor |
| Document Number | 0012342408 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 12342/408 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 587 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0101811865 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 587 DRAYTON RD WINTER HAVEN FL 338844219, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0101811865 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 010181/001865 |
| Instrument | 117659 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23285-5130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 19, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,385 (-1.88%) Land $35,000 Building $212,385 | $247,385 (-1.88%) Land $35,000 Building $212,385 | |
| 2025 | $4,714.00 (-4.15%) | $252,122 (+1.16%) Land $35,000 Building $217,122 | $252,122 (+1.16%) Land $35,000 Building $217,122 |
| 2024 | $4,918.00 (+4.48%) | ||
| 2023 | $4,707.00 | $249,220 (+178.53%) Land $34,000 Building $215,220 | $249,220 (+8.59%) Land $34,000 Building $215,220 |
| 2022 | $89,476 | $229,503 Land $28,000 Building $201,503 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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