587 Bay Rd, Durham, NH 03824 Property Records

Strafford County and Durham Town property record for 587 Bay Rd, Durham, NH 03824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,297 sqft · built 1986
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Tax Bill	$41,184 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRHM M:239 L:16`

Property Details

APN / Parcel Number

Primary APN	`DRHM M:239 L:16`
Alternative APN	`1551`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,297 sqft Living Area
Gross Area	12,326 sqft
1st Floor Area	2,187 sqft
Attic	Attic
Attic Area	1,220 sqft
Basement Area	558 sqft
Unfinished Basement	558 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1551
Street Address	587 BAY RD
City	DURHAM
State	NH
Zip	03824-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	3
Legal Lot Number	16
Jurisdiction	DURHAM TOWN NH
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1024
Census Tract	80100

Owner

587 Bay Rd is owned and occupied by two individuals.

Source: Strafford County and Durham Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	587 BAY RD, DURHAM, NH 03824-3440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Property Address	587 BAY RD, DURHAM, NH 03824-3440
Document Number	0047890543
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	587 BAY RD DURHAM NH 038243440, DURHAM, NH 03824-3440

Mortgage

Document Number	0047890543
Date	Aug 3, 2020
Book Page	004789/000543
Instrument	12274

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Property Address	587 BAY RD, DURHAM, NH 03824-3440
Document Number	0045190295
Book / Page	004519 / 000295
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 BAY RD DURHAM NH 038243440, DURHAM, NH 03824-3440

Mortgage

Document Number	0045190295
Date	Oct 16, 2017
Book Page	004519/000295
Instrument	15145

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 587 Bay Rd was $41,184, up 17.5% from the year before.

Source: Strafford County and Durham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
County Subdivision	Durham Town
Unified School District	Oyster River Cooperative School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,184.00 (+17.46%)	$2,182,500 (+26.55%) Land $1,211,000 Building $971,500
2024	$35,061.00	$1,724,600 Land $833,900 Building $890,700
2023			$2,856,935
2022	$32,539.00	$1,120,500 Land $584,600 Building $535,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 587 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 587 Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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