5869 Whispering Pines Pl, Lorain, OH 44053 Property Records

Lorain County property record for 5869 Whispering Pines Pl, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,026 sqft · built 1981
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$133,000 (Sep 2005)
Tax Bill$2,215 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN02-01-003-263-073

Property Details

APN / Parcel Number

Primary APN02-01-003-263-073

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,026 sqft Living Area
Gross Area2,510 sqft
1st Floor Area1,116 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area72 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address5869 WHISPERING PINES PL
CityLORAIN
StateOH
Zip44053-3772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES SUB 70 X IRR
Legal SubdivisionWHISPERING PINES SUB
Legal Tract01
Legal Block263
Legal Lot Number4 PT2
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2002
Census Tract24100

Owner

5869 Whispering Pines Pl is owned and occupied by two individuals who acquired it in August 2019.

Source: Lorain County records, as of May 16, 2025

Owner of Record2 Individual Names on File
Mailing Address5869 WHISPERING PINES PL, LORAIN, OH 44053-3772
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2005 · Amount on File
Deed SaleSep 16, 2005 · Amount on File
Deed Document Number200598434
Last Transfer DateAug 30, 2019
Transfer Doc0000728969
Record UpdatedSep 20, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 4, 2019
Property Address5869 WHISPERING PINES PL, LORAIN, OH 44053-3772
Document Number0000728969
Instrument DateAug 30, 2019
Instrument728969
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5869 WHISPERING PINES PL LORAIN OH 440533772, LORAIN, OH 44053-3772

Mortgage

Document Number728970
DateSep 4, 2019
Instrument728970
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
AmountAmount on Record
Term360 Months
DueSep 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5869 Whispering Pines Pl was $2,215 with a homeowner's exemption, down 0.5% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictClearview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,215.00 (-0.54%) Homeowner's exemption$59,050 (+0.01%) Land $9,100 Building $49,950$168,690 (-) Land $25,990 Building $142,700
2024$2,227.00 (-5.07%)$59,042 (+14.8%) Land $9,097 Building $49,945$168,690 (+14.8%) Land $25,990 Building $142,700
2023$2,346.00 (-3.06%)$51,430 (-0.02%) Land $12,975 Building $38,455$146,940 Land $37,070 Building $109,870
2022$2,420.00$51,440 Land $12,980 Building $38,460
2021$146,940 Land $37,070 Building $109,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5869 Whispering Pines Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1981–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5869 Whispering Pines Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Breezeline.

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