5869 Taylor Mill Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 5869 Taylor Mill Rd, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,128 sqft · built 1960
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Aug 2024)
Tax Bill$2,229 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN059-30-00-117.00

Property Details

APN / Parcel Number

Primary APN059-30-00-117.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Finished Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address5869 TAYLOR MILL RD
CityCOVINGTON
StateKY
Zip41015-2360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.36 ACS WS TAYLOR MILL RD 300' S OF CLOVER DR LESS 0.047 AC TO R,W
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4009
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5869 TAYLOR MILL RD, COVINGTON, KY 41015-2360
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2024Warranty Deed, Transfer · Conventional Mortgage
L&N FCU
Jul 17, 2018Warranty Deed, Transfer · Conventional Mortgage
COVE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2024 · Amount on Record
Deed SaleAug 28, 2024 · Amount on Record
Prior SaleJul 17, 2018 · Amount on Record
Deed Document Number20243
Deed Book / Page302 / 184
Prior Transfer DateMar 10, 1998
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 28, 2024
Property Address5869 TAYLOR MILL RD, COVINGTON, KY 41015-2360
Document Number0005900003
Book / PageKC 302 / 184
Instrument DateAug 22, 2024
Instrument24082805900003
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 ALANNA DR, WILDER, KY 41076-1401

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5869 TAYLOR MILL RD, COVINGTON, KY 41015-2360

Mortgage

Document Number0005900004
DateAug 28, 2024
Instrument24082805900004
Lender
NameL&N FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.62%
Change FrequencyMonthly
Min Rate At Change5.62%
Max Rate At Change9.62%
IndexSOFR Average 30-Day
Max Rate13.6%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 17, 2018
Property Address5869 TAYLOR MILL RD, COVINGTON, KY 41015-2360
Document Number0000000055
Book / Page0I4134 / 000027
Instrument DateJun 25, 2018
Instrument55
Transaction TypeTransfer
Record UpdatedAug 2, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5869 TAYLOR MILL RD COVINGTON KY 410152360, COVINGTON, KY 41015-2360

Mortgage

Document Number56
DateJul 17, 2018
Book Page0I4134/000031
Instrument56
Lender
NameCOVE FCU
AddressEDGEWOOD, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$225,000 (-) Land $25,000 Building $200,000$225,000 (-) Land $25,000 Building $200,000
2025$2,229.00 (+25.22%)$225,000 (+34.73%) Land $20,000 Building $205,000$225,000 (+34.73%) Land $20,000 Building $205,000
2023$1,780.00$167,000 Land $20,000 Building $147,000$167,000 Land $20,000 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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