5869 Echo Rdg, Stevensville, MI 49127 Property Records

Berrien County property record for 5869 Echo Rdg, Stevensville, MI 49127

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,927 sqft · built 1971
Lot Size0.539 acres (23,479 sqft)
OwnerIndividual Name on Record
Last Sale$192,900 (Oct 2002)
Tax Bill$3,128 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2026 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN12-5220-0079-00-9

Property Details

APN / Parcel Number

Primary APN12-5220-0079-00-9
Alternative APN
  • 11-12-5220-0079-00-9

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,927 sqft Living Area
1st Floor Area1,927 sqft
Basement Area1,417 sqft
Unfinished Basement1,417 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRaised Ranch
Lot Area23,479 sqft (0.539 acres)
Lot Dimensions199 ft deep x 118 ft wide
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5869 ECHO RDG
CitySTEVENSVILLE
StateMI
Zip49127-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD
Legal DescriptionLOT 79 NEWMANS ECHO RIDGE
Legal SubdivisionNEWMANS ECHO RIDGE
Legal Lot Number79
Legal Unit79
JurisdictionBERRIEN MI
Township / Civil DivisionLINCOLN
Census Block Group3
Census Block3006
Census Tract1700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5869 ECHO RDG, STEVENSVILLE, MI 49127-1319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
UNITED FEDERAL CREDIT UNION
Feb 6, 2026Deed of Trust, Mortgage · Line of Credit
UNITED FCU
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
EDGEWATER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2002 · Amount on Record
Deed SaleOct 9, 2002 · Amount on Record
Prior SaleFeb 4, 1986 · Amount on Record
Deed Book / Page2300 / 534
Last Transfer DateNov 25, 2024
Transfer Doc003442/340
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Recording DateJun 22, 2026
Property Address5869 ECHO RDG, STEVENSVILLE, MI 49127-1319
Document Number0000463841
Book / Page3480 / 2154
Instrument DateJun 15, 2026
Instrument2026463841
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5869 ECHO RDG, STEVENSVILLE, MI 49127-1319

Mortgage

Document Number0000463841,
DateJun 22, 2026
Book Page3480/2154
Instrument2026463841
Lender
NameUNITED FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 6, 2041
Interest
Rate5.71%
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address5869 ECHO RDG, STEVENSVILLE, MI 49127-1319
Transaction TypeMortgage
Record UpdatedMar 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03469/3587
DateFeb 6, 2026
Book Page3469/3587
Instrument2026451388
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 13, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address5869 ECHO RDG, STEVENSVILLE, MI 49127-1319
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003292/365
DateSep 24, 2020
Book Page3292/365
Lender
NameEDGEWATER BANK
TypeBank
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionLincoln Charter Township
Unified School DistrictLakeshore School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,500 (+6.06%)$371,000 (+6.06%)
2025$3,128.00 (+3.71%) Homeowner's exemption$174,900 (+23.6%)$349,800 (+23.6%)
2024$3,016.00 (+10.84%)
2023$141,500$283,000
2022$2,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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