Chesterfield County property record for 5868 Cross Roads Church Rd, Ruby, SC 29741
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,820 sqft · built 1995 |
| Lot Size | 12.4 acres (543,629 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $419 (2025) |
| Deeds & Mortgages | Aug 2011 Mortgage Aug 2011 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109 000 000 019 |
| Primary APN | 109 000 000 019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,820 sqft Total Area |
| 1st Floor Area | 1,820 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 543,629 sqft (12.4 acres) |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Account Number | 00015145 |
|---|---|
| Street Address | 5868 CROSS ROADS CHURCH RD |
| City | RUBY |
| State | SC |
| Zip | 29741-6813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 12.48 ACRES |
| Legal Subdivision | RICHARD KELLY AND G MAIRE KELLY |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | MOUNT CROGHAN |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950300 |
Source: Chesterfield County records, as of February 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5868 CROSS ROADS CHURCH RD, RUBY, SC 29741-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 8, 2011 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Aug 8, 2011 | Deed, Transfer |
| Sep 9, 2009 | Deed of Distribution, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2011 |
| Transfer Doc | 00464/1408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 5868 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00453/1275 |
|---|---|
| Date | Aug 8, 2011 |
| Book Page | 453/1275 |
| Instrument | 201100002496 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 21, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Aug 8, 2011 |
| Property Address | 5868 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6813 |
| Document Number | 00464/1408 |
| Book / Page | 464 / 1408 |
| Instrument Date | Aug 3, 2011 |
| Instrument | 201100002495 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2868 CROSSROADS CHURCH RD, RUBY, SC 29741 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Sep 9, 2009 |
| Property Address | 5868 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6813 |
| Document Number | 00452/0972 |
| Book / Page | 452 / 0972 |
| Map Reference | MB 36 PG 19 |
| Instrument Date | Sep 8, 2009 |
| Instrument | 200900003113 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7430 IVY GROVE ST, CUMMING, GA 30040-4272 |
Source: Chesterfield County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $419.00 (+42.03%) Homeowner's exemption | $4,490 (+14.54%) Land $290 Building $4,200 | |
| 2024 | $119,400 (-) Land $28,000 Building $91,400 | ||
| 2023 | $295.00 Homeowner's exemption | $3,920 Land $260 Building $3,660 | $119,400 Land $28,000 Building $91,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverNet Connect Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures