58679 Baugo Xing, Elkhart, IN 46517 Property Records

Elkhart County property record for 58679 Baugo Xing, Elkhart, IN 46517

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,430 sqft · built 1993
Lot Size	0.544 acres (23,697 sqft)
Owner	Individual Name on Record
Last Sale	$421,400 (Oct 2025)
Tax Bill	$3,204 (2024)
Deeds & Mortgages	May 2021 Line of Credit Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-05-23-429-016.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-23-429-016.000-001`
Alternative APN	`0523429016001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,430 sqft Living Area
Gross Area	4,184 sqft
1st Floor Area	2,270 sqft
Basement Area	1,290 sqft
Finished Basement	1,160 sqft
Unfinished Basement	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,697 sqft (0.544 acres)
Lot Dimensions	150 ft deep x 158 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	63 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	58679 BAUGO XING
City	ELKHART
State	IN
Zip	46517-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	BAUGO CROSSING SEC 4 LOT 16
Legal Subdivision	BAUGO CROSSING
Legal Block	429
Legal Lot Number	16
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	2
Census Block	2009
Census Tract	1401

Owner

Source: Elkhart County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58679 BAUGO XING, ELKHART, IN 46517-8628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK
Jul 11, 2024	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Oct 1, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 14, 2022	Warranty Deed, Transfer · ARM NOTRE DAME FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	202517153
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0000002273
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	58679 BAUGO XING, ELKHART, IN 46517-8628
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001604
Date	May 5, 2021
Instrument	2021-11604

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	WHITESTOWN, IN 46075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	58679 BAUGO XING, ELKHART, IN 46517-8628
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000996
Date	Jul 11, 2024
Instrument	2024-10996

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 1, 2025
Property Address	58679 BAUGO XING, ELKHART, IN 46517-8628
Document Number	0000007153
Map Reference	MB 21 PG 28
Instrument Date	Sep 19, 2025
Instrument	2025-17153
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58679 BAUGO XING, ELKHART, IN 46517-8628

Mortgage

Document Number	0000007154
Date	Oct 1, 2025
Instrument	2025-17154

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 14, 2022
Property Address	58679 BAUGO XING, ELKHART, IN 46517-8628
Document Number	0000001937
Instrument Date	Oct 12, 2022
Instrument	2022-21937
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	58679 BAUGO XING, ELKHART, IN 46517-8628

Mortgage

Document Number	0000001938
Date	Oct 14, 2022
Instrument	2022-21938

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2037
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	5-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,300 (+8.13%) Land $32,200 Building $336,100	$368,300 (+8.13%) Land $32,200 Building $336,100
2024	$3,204.00 (-15.42%)	$340,600 (+0.18%) Land $27,200 Building $313,400	$340,600 (+0.18%) Land $27,200 Building $313,400
2023		$340,000 (+29.43%) Land $27,200 Building $312,800	$340,000 (+29.43%) Land $27,200 Building $312,800
2022	$3,788.00	$262,700 Land $27,200 Building $235,500	$262,700 Land $27,200 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fourway, Mercury Fiber, Surf Internet.

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