58676 Ash Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58676 Ash Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 2025
Lot Size	0.81 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Feb 2025)
Tax Bill	$588 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-040-014-00`

Property Details

APN / Parcel Number

Primary APN	`009-040-014-00`

Interior

Full Baths	1 Bath
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Lot Area	20,038 sqft (0.81 acres)
Lot Dimensions	125 ft deep x 281 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58676 ASH RD
City	THREE RIVERS
State	MI
Zip	49093-8321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14 & 15 ASH SUBDIVISION SEC 16 T6S R11W. (COMB W/ 009-040-015-00 FOR 2026)
Legal Range	11W
Legal Township	06S
Legal Section	16
Legal Subdivision	ASH SUBDIVISION
Legal Lot Number	14-15
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2030
Census Tract	40400

Owner

Source: St. Joseph County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21895 US HIGHWAY 12, STURGIS, MI 49091-9295
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK & TRUST CO
Sep 29, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 19, 2023	Warranty Deed, Transfer
Feb 23, 2022	Land Contract, Transfer
Sep 21, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	2025772
Prior Transfer Date	Oct 22, 2012
Prior Transfer Doc	01674/0844
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 8, 2026
Property Address	58676 ASH RD, THREE RIVERS, MI 49093-8321
Document Number	0000007255
Instrument Date	Sep 1, 2026
Instrument	20267255
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58676 ASH RD, THREE RIVERS, MI 49093-8321

Mortgage

Document Number	0000007255,
Date	Sep 8, 2026
Instrument	20267255

Lender

Name	SOUTHERN BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 29, 2023
Property Address	58676 ASH RD, THREE RIVERS, MI 49093-8321
Document Number	2023006982
Map Reference	LB 4 PG 57
Instrument Date	Sep 28, 2023
Instrument	2023006982
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16422 OAK ST, DECATUR, MI 49045-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5047 W MAIN ST, KALAMAZOO, MI 49009-1001

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 19, 2023
Property Address	58676 ASH RD, THREE RIVERS, MI 49093-8321
Document Number	2023006727
Instrument Date	Sep 14, 2023
Instrument	2023006727
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18440 MARCELLUS HWY, MARCELLUS, MI 49067-9487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16422 OAK ST, DECATUR, MI 49045-9473

February 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 23, 2022
Property Address	58676 ASH RD, THREE RIVERS, MI 49093-8321
Document Number	2022001697
Instrument Date	Feb 22, 2021
Instrument	2022001697
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18440 MARCELLUS HWY, MARCELLUS, MI 49067-9487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16422 OAK ST, DECATUR, MI 49045-9473

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 21, 2018
Property Address	58676 ASH RD, THREE RIVERS, MI 49093-8321
Document Number	01931/0709
Book / Page	1931 / 0709
Instrument Date	Sep 18, 2018
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18440 MARCELLUS HWY, MARCELLUS, MI 49067-9487

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,300 (+359.9%) Land $26,500 Building $61,800	$176,600 (+359.9%) Land $53,000 Building $123,600
2025	$588.00	$19,200 (+123.26%) Land $17,900 Building $1,300	$38,400 (+123.26%) Land $35,800 Building $2,600
2023		$8,600 Land $7,700 Building $900	$17,200 Land $15,400 Building $1,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

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