58672 E Clear Lake Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58672 E Clear Lake Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1998
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2019)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-460-070-00`

Property Details

APN / Parcel Number

Primary APN	`004-460-070-00`

Interior

Full Baths	2 Baths
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	48,352 sqft (1.11 acres)
Lot Dimensions	217 ft deep x 70 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58672 E CLEAR LAKE RD
City	THREE RIVERS
State	MI
Zip	49093-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 70 & 71 SUPERVISOR'S PLAT #3 SEC 17 T6S R12W. (004-460-071-00 COMB W/ THIS PCL FOR 2005)
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT #3
Legal Lot Number	70-71
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2016
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58672 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 22, 2019	Warranty Deed, Transfer · ARM FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Deed Book / Page	1946 / 96
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58672 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8515
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58672 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8515

Mortgage

Document Number	2020002816
Date	Jun 30, 2020
Instrument	2020002816

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	LAGRANGE, IN 46761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58672 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8515
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58672 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8515

Mortgage

Document Number	2022008149
Date	Sep 14, 2022
Instrument	2022008149

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 26, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58672 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8515
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58672 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8515

Mortgage

Document Number	2021012572
Date	Dec 14, 2021
Instrument	2021012572

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 22, 2019
Property Address	58672 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8515
Document Number	01946/0096
Book / Page	1946 / 0096
Map Reference	LB 4 PG 78
Instrument Date	Jan 15, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22502 NICHOLS DR, 22502, SAUK VILLAGE, IL 60411-5757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11340 ELIZABETH DR, THREE RIVERS, MI 49093-9523

Mortgage

Document Number	0001946100
Date	Jan 22, 2019
Instrument	1946/100

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.84%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	6.84%
Index	1-Year CMT
Max Rate	10.8%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,800	$379,600
2025	$1,334.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Clear Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures