Carter County property record for 5866 N State Hwy 7, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,340 sqft · built 1968 |
| Lot Size | 9.65 acres (420,354 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,900 (Nov 2014) |
| Tax Bill | $1,534 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-00-00-020.00 |
| Primary APN | 083-00-00-020.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 420,354 sqft (9.65 acres) |
| View / Lot | Waterfront - Canal |
| Driveway | Asphalt Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 25464 |
|---|---|
| Street Address | 5866 N STATE HIGHWAY 7 |
| City | GRAYSON |
| State | KY |
| Zip | 41143-7435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 9.65 ACRES |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 960500 |
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5866 N STATE HIGHWAY 7, GRAYSON, KY 41143-7435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 17, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2014 · Amount on Record |
| Deed Sale | Nov 10, 2014 · Amount on Record |
| Deed Document Number | 2014351308 |
| Deed Book / Page | 332 / 63 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 5866 N STATE HIGHWAY 7, GRAYSON, KY 41143-7435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | OR444/583 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | OR444/583 |
| Instrument | 485356 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 5866 N STATE HIGHWAY 7, GRAYSON, KY 41143-7435 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 379308 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | OR371/211 |
| Instrument | 379308 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,534.00 (-1.03%) | $179,900 (-) | $179,900 (-) |
| 2023 | $1,550.00 | $179,900 | $179,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (2002–2012) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jul 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Starlink Satellite | 280 / 30 |
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