5865 SE Riverboat Dr, Stuart, FL 34997 Property Records

Martin County property record for 5865 SE Riverboat Dr, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,288 sqft · built 1980
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jun 2021)
Tax Bill	$1,426 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-38-42-006-004-0427.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`30-38-42-006-004-0427.0-0-0000`
Alternative APNs	`30-38-42-006-004-04270-0` `47504`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	644 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	1,307 sqft (0.03 acres)
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47504
Street Address	5865 SE RIVERBOAT DR
City	STUART
State	FL
Zip	34997-1510
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	RIVER PINES PHASE IV BLDG D-7 UNIT 427
Legal Range	42E
Legal Township	38S
Legal Section	30
Legal Subdivision	RIVER PINES
Legal Block	1
Legal Lot Number	427
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1031
Census Tract	1500

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5865 SE RIVERBOAT DR, STUART, FL 34997-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Jun 25, 2021	Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Apr 5, 2021	Intrafamily Transfer, Transfer
Feb 17, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	20212898195
Deed Book / Page	3236 / 822
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	0032120481
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5865 SE RIVERBOAT DR, STUART, FL 34997-1510
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 SOUTHEAT RIVERBOAT DRIVE #427 427, 427, STUART, FL 34997

Mortgage

Document Number	0033622173
Date	Mar 7, 2023
Book Page	3362/2173
Instrument	3005090

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 25, 2021
Property Address	5865 SE RIVERBOAT DR, STUART, FL 34997-1510
Document Number	0032360822
Book / Page	3236 / 822
Map Reference	MB 8 PG 26
Instrument Date	Jun 25, 2021
Instrument	2898195
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 HIDDEN WOODS DR, 1245, ZEPHYR COVE, NV 89448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 SE RIVERBOAT DR, STUART, FL 34997-1510

Mortgage

Document Number	3236825
Date	Jun 25, 2021
Instrument	3236/825

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Apr 5, 2021
Property Address	5865 SE RIVERBOAT DR, STUART, FL 34997-1510
Document Number	0032120481
Book / Page	3212 / 481
Map Reference	MB 8 PG 26
Instrument Date	Apr 1, 2021
Instrument	2879028
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 512, ZEPHYR COVE, NV 89448-0512

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 17, 2021
Property Address	5865 SE RIVERBOAT DR, STUART, FL 34997-1510
Document Number	0031981442
Book / Page	3198 / 1442
Map Reference	MB 8 PG 26
Instrument Date	Feb 17, 2021
Instrument	2868705
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,281.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11718 SE FEDERAL HWY # HWY420, 11718, HOBE SOUND, FL 33455-5303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 512, ZEPHYR COVE, NV 89448-0512

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,426.00 (-1.04%) Homeowner's exemption	$132,762 (+5.99%)	$256,590 (+7.06%) Land $115,000 Building $141,590
2024	$1,441.00 (+2.71%)
2023	$1,403.00 (+4.62%) Additional exemption filed	$125,264 (+3%)	$239,660 (+21.57%) Land $110,000 Building $129,660
2022	$1,341.00 Homeowner's exemption	$121,616	$197,130 Land $100,000 Building $97,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 232 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	246 units insured incl. 14 condo units
Nearby Flood Claims	56 (1979–2020)
Claims Outside the SFHA	35 of 56
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 5 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream.

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