5865 Ridgewood Ave, Westerville, OH 43082 Property Records

Delaware County property record for 5865 Ridgewood Ave, Westerville, OH 43082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,145 sqft · built 1997
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Individual Names on File
Last Sale	$300,241 (Nov 1997)
Tax Bill	$11,251 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`317-230-08-003-000`

Property Details

APN / Parcel Number

Primary APN	`317-230-08-003-000`
Alternative APN	`160441.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,145 sqft Living Area
Gross Area	4,617 sqft
1st Floor Area	1,935 sqft
Upper Floors Area	1,210 sqft
Basement Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	5865 RIDGEWOOD AVE
City	WESTERVILLE
State	OH
Zip	43082-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2918 HIGHLAND LAKES N SEC 3
Legal Subdivision	HIGHLAND LAKES
Legal Lot Number	2918
Jurisdiction	DELAWARE OH
Township / Civil Division	GENOA
Census Block Group	3
Census Block	3023
Census Tract	11763

Owner

5865 Ridgewood Ave is owned and occupied by two individuals who acquired it in April 2022.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5865 RIDGEWOOD AVE, WESTERVILLE, OH 43082-9668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Intrafamily Transfer, Transfer
Apr 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage PARK NATIONAL BANK
May 18, 2020	Deed of Trust, Mortgage · Line of Credit THE PARK NATIONAL BANK
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit PARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 1997 · Amount on File
Deed Sale	Nov 3, 1997 · Amount on File
Prior Sale	Aug 1, 1996 · Amount on File
Last Transfer Date	Apr 21, 2022
Transfer Doc	0000012907
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Apr 27, 2022
Property Address	5865 RIDGEWOOD AVE, WESTERVILLE, OH 43082-9668
Document Number	0000012907
Book / Page	1961 / 2248
Map Reference	CAB 1 SL 457
Instrument Date	Apr 21, 2022
Instrument	202200012907
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5865 RIDGEWOOD AVE, WESTERVILLE, OH 43082-9668

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	5865 RIDGEWOOD AVE, WESTERVILLE, OH 43082-9668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009569
Date	Apr 5, 2017
Book Page	1495/0374
Instrument	201700009569

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 16, 2027

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	5865 RIDGEWOOD AVE, WESTERVILLE, OH 43082-9668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016517
Date	May 18, 2020
Book Page	1727/970
Instrument	202000016517

Lender

Name	THE PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	5865 RIDGEWOOD AVE, WESTERVILLE, OH 43082-9668
Document Number	0000036687
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5865 RIDGEWOOD AVE WESTERVILLE OH 430829668, WESTERVILLE, OH 43082-9668

Mortgage

Document Number	0000036687
Date	Dec 26, 2017
Book Page	001547/000898
Instrument	36687

Lender

Name	PARK NAT'L BK
Type	Bank
Address	NEWARK, OH 43058-3500

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5865 Ridgewood Ave was $11,251, up 6.2% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Genoa Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,251.00 (+6.24%)	$184,740 (-) Land $34,340 Building $150,400	$527,800 Land $98,100 Building $429,700
2024	$10,590.00 (+5.48%) Homeowner's exemption	$184,740 (+5.06%) Land $34,340 Building $150,400
2023	$10,040.00 Homeowner's exemption	$175,850 Land $34,340 Building $141,510	$527,800 Land $98,100 Building $429,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5865 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5865 Ridgewood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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