5865 N FM 129, Santo, TX 76472 Property Records

Palo Pinto County property record for 5865 N FM 129, Santo, TX 76472

Property Summary

Property Type	General Agricultural/Rural
Details	4,976 sqft · built 2015
Lot Size	2.92 acres (127,587 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,695 (2024)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000564269`

Property Details

APN / Parcel Number

Primary APN	`R000564269`
Alternative APN	`054450170`

Interior

Building Area	4,976 sqft Total Area

Exterior

Year Built	Built 2015
Lot Area	127,587 sqft (2.92 acres)

Location & Zoning

Account Number	R000564269
Street Address	5865 N FM 129
City	SANTO
State	TX
Zip	76472-3286
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	AB 920 TR 2-1B C M ADAMS G#10920-00-00020-001-B0-0
Legal Tract	2-1B
Jurisdiction	PALO PINTO TX
Township / Civil Division	PALO PINTO-SANTO
Census Block Group	1
Census Block	1096
Census Tract	300

Owner

Source: Palo Pinto County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5865 N FM 129, SANTO, TX 76472-3286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
May 21, 2019	Deed of Trust, Mortgage · Line of Credit TIAA FSB HOLDINGS INC
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2015
Deed Sale	Apr 1, 2015
Deed Document Number	1374
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	5865 N FM 129, SANTO, TX 76472-3286
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002318/32
Date	Jun 3, 2020
Book Page	2318/32
Instrument	2020-00002794

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	5865 N FM 129, SANTO, TX 76472-3286
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02270/0833
Date	May 21, 2019
Book Page	2270/0833
Instrument	2019-00002281

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	5865 N FM 129, SANTO, TX 76472-3286
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002337/4
Date	Sep 25, 2020
Book Page	2337/4
Instrument	2020-00005341

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	MINERAL WELLS, TX 76068

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Santo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140 (-99.52%)	$34,720 (+19.97%)
2024	$11,695.00 (+109.33%)
2023		$28,940	$28,940
2018	$5,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1995–2021)
Claims Outside the SFHA	10 of 16
Most Recent Claim	May 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 77% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTO SUD serves 3,546 people · EPA ID TX1820010
Water Source	Purchased surface water from CITY OF MINERAL WELLS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	25 / 6

May also be available: Cirra Networks.

Nearby Properties on N FM 129

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