5865 Brookstone Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 5865 Brookstone Dr NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,063 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Jan 2019)
Tax Bill	$2,834 (2023)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02045D0249.000000`

Property Details

APN / Parcel Number

Primary APN	`02045D0249.000000`
Alternative APNs	`5509 05 3559` `128129`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,063 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	947 sqft
Upper Floors Area	1,116 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	127 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	798 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	128129
Street Address	5865 BROOKSTONE DR NW
City	CONCORD
State	NC
Zip	28027-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 249 RIDGE CROSSING
Legal Subdivision	RIDGE CROSSING
Legal Lot Number	249
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1007
Census Tract	42602

Owner

5865 Brookstone Dr NW is owned and occupied by two individuals who bought it in January 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5865 BROOKSTONE DR NW, CONCORD, NC 28027-2535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 8, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP
Jan 24, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2019 · Amount on File
Deed Sale	Jan 24, 2019 · Amount on File
Prior Sale	Jul 7, 2003 · Amount on File
Deed Book / Page	13348 / 308
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5865 BROOKSTONE DR NW, CONCORD, NC 28027-2535
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 BROOKSTONE DR NW, CONCORD, NC 28027-2535

Mortgage

Document Number	0001690426
Date	Apr 24, 2024
Book Page	16904/26

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5865 BROOKSTONE DR NW, CONCORD, NC 28027-2535
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001512824
Date	Apr 28, 2021
Book Page	15128/24

Lender

Name	NEWREZ LLC
Type	Private Party
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5865 BROOKSTONE DR NW, CONCORD, NC 28027-2535
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015955170
Date	Apr 7, 2022
Book Page	15955/170

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5865 BROOKSTONE DR NW, CONCORD, NC 28027-2535
Document Number	14090310
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 BROOKSTONE DR NW CONCORD NC 280272535, CONCORD, NC 28027-2535

Mortgage

Document Number	14090310
Date	Mar 31, 2020
Book Page	014090/000310
Instrument	9647

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 24, 2019
Property Address	5865 BROOKSTONE DR NW, CONCORD, NC 28027-2535
Document Number	0013348308
Book / Page	13348 / 0308
Map Reference	MB 31 PG 4
Instrument Date	Jan 24, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 LILY GREEN CT NW, 102, CONCORD, NC 28027-3394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 BROOKSTONE DR NW, CONCORD, NC 28027-2535

Mortgage

Document Number	0013348311
Date	Jan 24, 2019
Instrument	13348/311

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,450 Land $90,000 Building $280,450
2024			$370,450 (+59.46%) Land $90,000 Building $280,450
2023	$2,834.00	$232,320 Land $50,000 Building $182,320	$232,320 Land $50,000 Building $182,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5865 Brookstone Dr NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5865 Brookstone Dr NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Google Fiber, Verizon.

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