5862 Urbana Pike, Frederick, MD 21704 Property Records

Frederick County property record for 5862 Urbana Pike, Frederick, MD 21704

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	18,000 sqft · built 1965
Lot Size	0.794 acres (34,584 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (May 2021)
Tax Bill	$18,226 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-538499`

Property Details

APN / Parcel Number

Primary APN	`28-538499`
Alternative APN	`538499`

Interior

Stories	1 Story
Building Area	18,000 sqft Gross Area
1st Floor Area	18,000 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Metal
Construction Type	Metal Frame
Fire Resistance	Special
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	34,584 sqft (0.794 acres)
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	538499
Street Address	5862 URBANA PIKE
City	FREDERICK
State	MD
Zip	21704-7222
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GC
Legal Description	LT 3 SECT 3 34584 SF W/S RT 355 AT EVERGREEN POINT
Legal Subdivision	EVERGREEN POINT
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3040
Census Tract	751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	117 W PATRICK ST, 200, FREDERICK, MD 21701-5798
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Mar 26, 2002 · Amount on Record
Deed Book / Page	14916 / 116
Record Updated	Oct 29, 2026

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	May 24, 2021
Property Address	5862 URBANA PIKE, FREDERICK, MD 21704-7222
Document Number	0149160116
Book / Page	14916 / 116
Map Reference	MB 20 PG 20
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	117 W PATRICK ST STE 200, 200, FREDERICK, MD 21701-5798

Mortgage

Document Number	14916121
Date	May 24, 2021
Instrument	14916/121

Lender

Name	ACNB BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,425,233 (+6.8%)	$1,451,000 (+5.63%) Land $622,500 Building $828,500
2025	$18,226.00 (+8.71%)
2023	$16,765.00	$1,334,533	$1,373,700 Land $518,700 Building $855,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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