5862 Seneca Point Rd, Naples, NY 14512 Property Records

Ontario County and South Bristol Town property record for 5862 Seneca Point Rd, Naples, NY 14512

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,320 sqft · built 1930
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Tax Bill	$63,387 (2026)
Deeds & Mortgages	Nov 2021 Refinance Feb 2021 Refinance + 1 more
APN	`2164-040-04`

Property Details

APN / Parcel Number

Primary APN	`2164-040-04`
Alternative APNs	`324600 178.11-1-9.112` `46001780110001009112`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,320 sqft Living Area
1st Floor Area	1,388 sqft
2nd Floor Area	932 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	200 ft deep x 180 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	308 sqft
Shed	1 Shed
Boat Access	Boat Access
Boat House	20,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2164-040-04
Street Address	5862 SENECA POINT RD
City	NAPLES
State	NY
Zip	14512-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	175'LS 1.80 ACRES
Legal Block	1
Legal Lot Number	9.112
Jurisdiction	ONTARIO NY
Township / Civil Division	SOUTH BRISTOL
Census Block Group	1
Census Block	1017
Census Tract	52101

Owner

Source: Ontario County and South Bristol Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3684 CLOVER ST, HENRIETTA, NY 14467-9719
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PITTSFORD FCU
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit EASTMAN SAVING & LOAN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 25, 2008
Transfer Doc	0000001206/000000083
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	5862 SENECA POINT RD, NAPLES, NY 14512-9763
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003121/58
Date	Nov 29, 2021
Book Page	3121/58
Instrument	202111290216

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Dec 1, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	5862 SENECA POINT RD, NAPLES, NY 14512-9763
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3038/394
Date	Feb 19, 2021
Book Page	3038/394
Instrument	202102190081

Lender

Name	PITTSFORD FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	5862 SENECA POINT RD, NAPLES, NY 14512-9763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002847/0000000159
Date	Sep 17, 2018
Book Page	0000002847/0000000159

Lender

Name	EASTMAN SAVING & LOAN FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ontario County and South Bristol Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	South Bristol Town
Unified School District	Naples Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$63,387.00 (+76.79%)
2025	$35,855.00	$1,485,000 (-) Land $1,118,800 Building $366,200	$2,121,400 (+21.43%) Land $1,598,264 Building $523,136
2023		$1,485,000 Land $1,118,800 Building $366,200	$1,747,059 Land $1,316,235 Building $430,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2014–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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