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5862 Cajon Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5862 Cajon Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,334 sqft · built 2007
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on Record
Last Sale$596,000 (Jul 2009)
Tax Bill$9,426 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2017 Transfer
Flood ZoneZone D (undetermined)
APN810-79-011

Property Details

APN / Parcel Number

Primary APN810-79-011

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,334 sqft Living Area
1st Floor Area1,471 sqft
2nd Floor Area1,863 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleH-Shape
Construction TypeWood
Lot Area5,500 sqft (0.126 acres)
Garage Area421 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5862 CAJON WAY
CityGILROY
StateCA
Zip95020-6828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9594 MESA RIDGE BOOK 802 PAGE 21 PAGE 26 LOT 11
Legal SubdivisionMESA RIDGE
Legal Tract9594
Legal Lot Number11
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1021
Census Tract512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5862 CAJON WAY, GILROY, CA 95020-6828
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2009 · Amount on Record
Deed SaleJul 17, 2009 · Amount on Record
Deed Document Number200920341419
Last Transfer DateMar 24, 2017
Transfer Doc0023610712
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address5862 CAJON WAY, GILROY, CA 95020-6828
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5862 CAJON WAY, GILROY, CA 95020-6828

Mortgage

Document Number0024680365
DateOct 30, 2020
Instrument24680365
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateMar 27, 2017
Property Address5862 CAJON WAY, GILROY, CA 95020-6828
Document Number0023610712
Instrument DateMar 24, 2017
Instrument23610712
Transaction TypeTransfer
Record UpdatedApr 18, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5862 CAJON WAY GILROY CA 950206828, GILROY, CA 95020-6828

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$784,371 (+2%) Land $470,560 Building $313,811
2025$9,426.00 (+2.22%) Homeowner's exemption$768,992 (+4.04%) Land $461,334 Building $307,658
2023$9,221.00 (+1.68%) Homeowner's exemption$739,133 Land $443,421 Building $295,712
2022$9,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: Verizon.

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