Frederick County property record for 5861 Winter Oaks Pl, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,142 sqft · built 1997 |
| Lot Size | 0.63 acres (27,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $626,150 (Jun 2005) |
| Tax Bill | $7,384 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-302417 |
| Primary APN | 09-302417 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,142 sqft Living Area |
| Gross Area | 3,542 sqft |
| 1st Floor Area | 1,654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 27,458 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 798 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 302417 |
|---|---|
| Street Address | 5861 WINTER OAKS PL |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 36 PHASE III PL 5 27,458 SQ. FT. RIVER OAKS |
| Legal Subdivision | RIVER OAKS |
| Legal Phase | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 751904 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5861 Winter Oaks Pl is owned and occupied by two individuals who acquired it in November 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5861 WINTER OAKS PL, FREDERICK, MD 21704-6872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 28, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 5, 2018 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2005 · Amount on File |
| Deed Sale | Jun 3, 2005 · Amount on File |
| Prior Sale | Jun 3, 2005 · Amount on File |
| Deed Document Number | 200553924 |
| Deed Book / Page | 5344 / 370 |
| Last Transfer Date | Nov 1, 2021 |
| Transfer Doc | 0160090029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5861 WINTER OAKS PL, FREDERICK, MD 21704-6872 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0157570280 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 15757/280 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Dec 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 28, 2022 |
| Property Address | 5861 WINTER OAKS PL, FREDERICK, MD 21704-6872 |
| Document Number | 0160090029 |
| Book / Page | 16009 / 29 |
| Map Reference | MB 60 PG 19 |
| Instrument Date | Nov 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5861 WINTER OAKS PL, 5861, FREDERICK, MD 21704-6872 |
| Name | Verified Name |
|---|---|
| Address | 5861 WINTER OAKS PL, FREDERICK, MD 21704-6872 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5861 WINTER OAKS PL, FREDERICK, MD 21704-6872 |
| Document Number | 0124440235 |
| Instrument Date | May 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 5861 WINTER OAKS PL FREDERICK MD 217046872, FREDERICK, MD 21704-6872 |
| Document Number | 0124440235 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 012444/000235 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
The 2025 property tax bill for 5861 Winter Oaks Pl was $7,384 with a homeowner's exemption, up 6.3% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $681,433 (+8.97%) | $737,500 (-) Land $173,500 Building $564,000 | |
| 2025 | $7,384.00 (+6.32%) Homeowner's exemption | $625,367 | $737,500 Land $173,500 Building $564,000 |
| 2024 | $6,945.00 (+8.36%) | ||
| 2023 | $6,409.00 Homeowner's exemption | $542,500 | $569,300 Land $149,500 Building $419,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5861 Winter Oaks Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5861 Winter Oaks Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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