5861 Scenic Acres Rd, Aurora, MN 55705 Property Records

St. Louis County property record for 5861 Scenic Acres Rd, Aurora, MN 55705

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 3.25 ba · 2,268 sqft · built 1997
Lot Size6.18 acres (269,269 sqft)
OwnerCompany Name on Record
Last Sale$696,000 (May 2022)
Tax Bill$9,346 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN570-0195-00040

Property Details

APN / Parcel Number

Primary APN570-0195-00040
Alternative APN
  • 1130553

Interior

Bedrooms3 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,268 sqft Gross Area
1st Floor Area1,480 sqft
Basement Area1,332 sqft
Finished Basement1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialWood
Construction TypeFrame
Lot Area269,269 sqft (6.18 acres)
Garage Area728 sqft

Exterior Amenities

PorchSlab
Porch Area104 sqft
Deck Area108 sqft
Patio Area1,118 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1130553
Street Address5861 SCENIC ACRES RD
CityAURORA
StateMN
Zip55705-8522
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOT: 0007 BLOCK:001 SERIAL #
Legal SubdivisionWHITE PINE ACRES
Legal Block1
Legal Lot Number7
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2059
Census Tract13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5861 SCENIC ACRES RD, AURORA, MN 55705-8522
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Warranty Deed, Transfer · Commercial Mortgage
PERENNIAL BANK
Nov 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
BELL BK
Aug 21, 2019Deed of Trust, Mortgage · Conventional with PMI
BELL BK
Jun 29, 2018Deed of Trust, Mortgage
BELL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2022 · Amount on Record
Deed SaleMay 20, 2022 · Amount on Record
Prior SaleAug 2, 2013 · Amount on Record
Deed Document Number20221056802
Prior Transfer DateOct 19, 2005
Prior Transfer Doc0000807488
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 20, 2022
Property Address5861 SCENIC ACRES RD, AURORA, MN 55705-8522
Document Number0001056802
Instrument DateMay 13, 2022
Instrument1056802
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyPAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,296.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5861 SCENIC ACRES RD, AURORA, MN 55705-8522

Mortgage

Document Number0001056803
DateMay 20, 2022
Instrument1056803
Lender
NamePERENNIAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 15, 2027

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5861 SCENIC ACRES RD, AURORA, MN 55705-8522
Document Number00T1035172
Instrument DateNov 11, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5861 SCENIC ACRES RD AURORA MN 557058522, AURORA, MN 55705-8522

Mortgage

Document Number00T1035172
DateJan 14, 2021
InstrumentT1035172
Lender
NameBELL BK
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 13, 2046

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5861 SCENIC ACRES RD, AURORA, MN 55705-8522
Document Number00T1014898
Instrument DateAug 21, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5861 SCENIC ACRES RD AURORA MN 557058522, AURORA, MN 55705-8522

Mortgage

Document Number00T1014898
DateSep 11, 2019
InstrumentT1014898
Lender
NameBELL BK
AddressFARGO, ND 58103
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term300 Months
DueSep 10, 2044

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5861 SCENIC ACRES RD, AURORA, MN 55705-8522
Document Number00A1000054
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedAug 2, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5861 SCENIC ACRES RD AURORA MN 557058522, AURORA, MN 55705-8522

Mortgage

Document Number00A1000054
DateJul 11, 2018
InstrumentA1000054
Lender
NameBELL BK
AddressFARGO, NV 58103
Agreement
AmountAmount Recorded
Term360 Months
DueJul 10, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,346.00 (+17.09%)
2025$7,982.00 (-5.58%)$682,500 (+8.63%) Land $181,200 Building $501,300$682,500 (+8.63%) Land $181,200 Building $501,300
2024$8,454.00$628,300 (+11.18%) Land $173,900 Building $454,400$628,300 (+11.18%) Land $173,900 Building $454,400
2022$565,100 Land $149,800 Building $415,300$565,100 Land $149,800 Building $415,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

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