5861 Meldrum Rd, Casco, MI 48064 Property Records

St. Clair County property record for 5861 Meldrum Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,166 sqft · built 2020
Lot Size	13.9 acres (606,791 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Aug 2017)
Tax Bill	$6,072 (2025)
Deeds & Mortgages	Jan 2023 Transfer Dec 2018 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-034-4006-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-034-4006-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,166 sqft Living Area
1st Floor Area	2,166 sqft
Basement Area	2,166 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	606,791 sqft (13.9 acres)
Garage Area	1,904 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5861 MELDRUM RD
City	CASCO
State	MI
Zip	48064-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	THAT PART OF SW 1/4 LYING S OF A LINE, BEG 998.33' S OF W 1/4 POST, TH N 89D 3M 50S E 2709.33' & LYING N OF A LINE BEG
Legal Range	15E
Legal Township	04N
Legal Section	34
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	1
Census Block	1015
Census Tract	651100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5861 MELDRUM RD, CASCO, MI 48064-4308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 20, 2018	Deed of Trust, Mortgage · Construction Mortgage FLAGSTAR BANK FSB
Mar 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GENISYS CU
May 26, 2020	Loan Modification, Mortgage FLAGSTAR BK
Aug 17, 2017	Warranty Deed, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Prior Sale	May 8, 2009 · Amount on Record
Deed Document Number	201719769
Deed Book / Page	4859 / 235
Last Transfer Date	Jan 30, 2023
Transfer Doc	0005595105
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 30, 2023
Property Address	5861 MELDRUM RD, CASCO, MI 48064-4308
Document Number	0005595105
Book / Page	5595 / 105
Instrument Date	Jan 23, 2023
Instrument	2023001607
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5861 MELDRUM RD, CASCO, MI 48064-4308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5861 MELDRUM RD, CASCO, MI 48064-4308

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5861 MELDRUM RD, CASCO, MI 48064-4308
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000501934
Date	Dec 20, 2018
Book Page	5019/34
Instrument	2018028023

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 16, 2022
Property Address	5861 MELDRUM RD, CASCO, MI 48064-4308
Document Number	0005499204
Book / Page	5499 / 204
Instrument Date	Mar 5, 2022
Instrument	2022006383
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	VANGUARD TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5861 MELDRUM RD, CASCO, MI 48064-4308

Mortgage

Document Number	2022006384
Date	Mar 16, 2022
Instrument	2022006384

Lender

Name	GENISYS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2029
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	Other
Max Rate	8.5%

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	5861 MELDRUM RD, CASCO, MI 48064-4308
Document Number	0052090878
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5861 MELDRUM RD CASCO MI 480644308, CASCO, MI 48064-4308

Mortgage

Document Number	0052090878
Date	Jul 9, 2020
Book Page	005209/000878

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Interest

Rate	4.74%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 17, 2017
Property Address	5861 MELDRUM RD, CASCO, MI 48064-4308
Document Number	0048590235
Book / Page	004859 / 000235
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$687.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74275 NORDMAN CT BRUCE TWP MI 480653135, BRUCE TWP, MI 48065-3135

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,200 (+9.43%)	$640,400 (+9.43%)
2025	$6,072.00 (+3.11%) Homeowner's exemption	$292,600 (+12.8%)
2024	$5,889.00 (+20.5%)		$585,200 (+12.8%)
2023		$259,400
2022	$4,887.00		$518,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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