St. Louis County property record for 5860 W Two Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 480 sqft |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $444 (2026) |
| Deeds & Mortgages | Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 560-0010-00171 |
| Primary APN | 560-0010-00171 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 480 sqft Gross Area |
| 1st Floor Area | 480 sqft |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 192 sqft |
| Deck Area | 192 sqft |
| Storage Building | 192 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1144091 |
|---|---|
| Street Address | 5860 W TWO RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | MUNS |
| Legal Description | THAT PART OF ELY 726 FT OF SE1/4 OF SE1/4LYING NLY OF THE FOLLOWING DESCRIBED LINECOMM AT NE COR OF SE1/4 OF SE1/4 |
| Legal Range | 16W |
| Legal Township | 61N |
| Legal Section | 01 |
| Legal Subdivision | VERMILION LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VERMILION LAKE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 15200 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20705 JACKSON AVE, BRAINERD, MN 56401-7243 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2023 |
| Transfer Doc | 0001461006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 27, 2023 |
| Property Address | 5860 W TWO RD, TOWER, MN 55790 |
| Document Number | 0001461006 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 1461006 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20705 JACKSON AVE, BRAINERD, MN 56401-7243 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Vermilion Lake Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444.00 (+4.72%) | ||
| 2025 | $424.00 (+5.47%) | $43,400 (+0.93%) Land $24,500 Building $18,900 | $43,400 (+0.93%) Land $24,500 Building $18,900 |
| 2024 | $402.00 | $43,000 (+27.22%) Land $24,500 Building $18,500 | $43,000 (+27.22%) Land $24,500 Building $18,500 |
| 2022 | $33,800 Land $18,100 Building $15,700 | $33,800 Land $18,100 Building $15,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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