5860 Providence Loop, Pensacola, FL 32526 Property Records

Escambia County property record for 5860 Providence Loop, Pensacola, FL 32526

Property Summary

Property Type	Single Family Home
Details	2,096 sqft · built 2016
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2021)
Tax Bill	$3,545 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-1S-30-4000-005-002`

Property Details

APN / Parcel Number

Primary APN	`42-1S-30-4000-005-002`
Alternative APN	`41332575`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,096 sqft Adjusted Area
1st Floor Area	760 sqft
Upper Floors Area	1,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41332575
Street Address	5860 PROVIDENCE LOOP
City	PENSACOLA
State	FL
Zip	32526-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	LOT 5 BLOCK B PROVIDENCE MANOR S/D PB 18 P 93 OR 8461 P 249
Legal Range	30W
Legal Township	01S
Legal Section	42
Legal Subdivision	PROVIDENCE MANOR S/D
Legal Block	B
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1015
Census Tract	3310

Owner

5860 Providence Loop is owned by an individual who bought it in February 2021.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	8 CALLE CATALUNA, CAMARILLO, CA 93012-9470
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Prior Sale	Dec 30, 2016 · Amount on File
Deed Document Number	0008461247
Deed Book / Page	8461 / 247
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Feb 8, 2021
Property Address	5860 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234
Document Number	0084610249
Book / Page	8461 / 249
Map Reference	MB 18 PG 93
Instrument Date	Jan 29, 2021
Instrument	2021014120
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SEMINGE TR, 100, PENSACOLA, FL 32506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CALLE CATALUNA, CAMARILLO, CA 93012-9470

Mortgage

Document Number	0008461250
Date	Feb 8, 2021
Instrument	8461/250

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,013	$265,013 Land $40,000 Building $225,013
2024	$3,545.00 (+4.48%)
2023	$3,393.00 (+12.39%)	$231,883 (+1%)	$255,486 (+21.2%) Land $40,000 Building $215,486
2022	$3,019.00	$210,803	$210,803 Land $16,500 Building $194,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5860 Providence Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5860 Providence Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20