5860 Coy Dr, Mount Airy, MD 21771 Property Records

Carroll County property record for 5860 Coy Dr, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,978 sqft · built 1989
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Mar 2023)
Tax Bill	$6,499 (2026)
Deeds & Mortgages	Mar 2023 Sale Nov 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-023050`

Property Details

APN / Parcel Number

Primary APN	`13-023050`
Alternative APN	`023050`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,978 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Deck Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023050
Street Address	5860 COY DR
City	MOUNT AIRY
State	MD
Zip	21771-8253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 3 - 3.00 ACS 5860 COY DR 28-47 FULTON GREEN ACS SEC 1
Legal Subdivision	FULTON GREEN ACRES
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	13, MOUNT AIRY
Census Block Group	3
Census Block	3002
Census Tract	513001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5860 Coy Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5860 COY DR, MOUNT AIRY, MD 21771-8253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed, Transfer MONARCH LAND TITLE INC, MONARCH TITLE INC
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK & TRUST CO
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Jun 29, 1988 · Amount on File
Deed Book / Page	11000 / 335
Prior Transfer Date	Sep 21, 2019
Prior Transfer Doc	0094450355
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 23, 2023
Property Address	5860 COY DR, MOUNT AIRY, MD 21771-8253
Document Number	0110000335
Book / Page	11000 / 335
Map Reference	MB 28 PG 47
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	MONARCH LAND TITLE INC, MONARCH TITLE INC

Transaction

Amount	Amount on Record
Tax	$3,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5860 COY DR, MOUNT AIRY, MD 21771-8253

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5860 COY DR, MOUNT AIRY, MD 21771-8253
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091550134
Date	Nov 1, 2018
Book Page	9155/0134

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5860 COY DR, MOUNT AIRY, MD 21771-8253
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102970461
Date	Jun 2, 2021
Book Page	10297/461

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5860 COY DR, MOUNT AIRY, MD 21771-8253
Document Number	0096870074
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5860 COY DR MOUNT AIRY MD 217718253, MOUNT AIRY, MD 21771-8253

Mortgage

Document Number	0096870074
Date	May 22, 2020
Book Page	009687/000074

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 21, 2035

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Oct 16, 2019
Property Address	5860 COY DR, MOUNT AIRY, MD 21771-8253
Document Number	0094450355
Book / Page	9445 / 0355
Map Reference	MB 28 PG 47
Instrument Date	Sep 21, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EAGLE TITIE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5860 COY DR, MOUNT AIRY, MD 21771-8253

Mortgage

Document Number	0009445359
Date	Oct 16, 2019
Instrument	9445/359

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5860 Coy Dr was $6,499 with a homeowner's exemption, up 5.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,499.00 (+5.06%) Homeowner's exemption	$588,600 (+6.17%)	$622,800 (-) Land $235,000 Building $387,800
2025	$6,186.00 Homeowner's exemption	$554,400	$622,800 Land $235,000 Building $387,800
2023	$5,816.00	$514,700	$520,200 Land $235,000 Building $285,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5860 Coy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5860 Coy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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