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5860 Cedar Tree Ln, Naples, FL 34116 Property Records

Collier County property record for 5860 Cedar Tree Ln, Naples, FL 34116 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2,184 sqft · built 1985
Lot Size1.14 acres (49,658 sqft)
Owner2 Individual Names on File
Tax Bill$1,630 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Nov 2017 Mortgage
Flood ZoneZone AH (high risk)
APN336100 74 14B20

Property Details

APN / Parcel Number

Primary APN336100 74 14B20
Alternative APN
  • 38226200009

Interior

Stories1 Story
Building Area2,184 sqft Living Area
Gross Area2,993 sqft
1st Floor Area2,184 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Lot Area49,658 sqft (1.14 acres)
Deck Area245 sqft

Location & Zoning

Account Number336100 74 14B20
Street Address5860 CEDAR TREE LN
CityNAPLES
StateFL
Zip34116-5404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLDEN GATE EST UNIT 31 E 75FT OF TR 74
Legal Range26
Legal Township49
Legal Section20
Legal SubdivisionGOLDEN GATE EST UNIT 31
Legal Tract74
Legal Block74
Legal Lot Number1
Legal Unit31
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2002
Census Tract10408

Owner

Source: Collier County records · APN 336100 74 14B20

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address5860 CEDAR TREE LN, NAPLES, FL 34116-5404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2020Loan Modification, Mortgage · Conventional with PMI
FAY SVCNG LLC
Nov 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 1999
Deed SaleOct 01, 1999
Prior SaleJul 28, 1998 · Amount on Record
Deed Document Number0002597295
Deed Book / Page02445 / 01736
Record UpdatedJun 08, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address5860 CEDAR TREE LN, NAPLES, FL 34116-5404
Document Number0058482647
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedDec 04, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 10522 NAPLES FL 341010522, NAPLES, FL 34101-0522

Mortgage

Document Number0058482647
DateNov 21, 2020
Book Page005848/002647
Instrument5958141
Lender
NameFAY SVCNG LLC
AddressCHICAGO, IL 60605
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueNov 20, 2060
Interest
Rate TypeFixed Rate
Rate5%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address5860 CEDAR TREE LN, NAPLES, FL 34116-5404
Document Number0054573322
Book / Page005457 / 003322
Instrument DateNov 06, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5860 CEDAR TREE LN NAPLES FL 341165404, NAPLES, FL 34116-5404

Mortgage

Document Number0054573322
DateDec 13, 2017
Book Page005457/003322
Instrument5482895
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,630.00 (+8.67%) Homeowner's exemption$170,550 (+5.99%)$533,376 (+0.92%) Land $258,770 Building $274,606
2023$1,500.00 (-0.4%) Homeowner's exemption$160,916 (+3%)$528,504 (-0.77%) Land $145,770 Building $382,734
2022$1,506.00 Homeowner's exemption$156,229$532,599 Land $172,043 Building $360,556

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210104082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 157 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies157 in force
Nearby Flood Claims5 (2017–2022)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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