586 Tuttle Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 586 Tuttle Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,186 sqft · built 1970
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-333-10`

Property Details

APN / Parcel Number

Primary APN	`017-333-10`
Alternative APN	`017-333-10-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,186 sqft Living Area
Gross Area	2,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,189 sqft (0.188 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	586 TUTTLE AVE
City	WATSONVILLE
State	CA
Zip	95076-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 653
Legal Subdivision	EL CERRITO PARK
Legal Tract	653
Legal Lot Number	29
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1020
Census Tract	110101

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	586 TUTTLE AVE, WATSONVILLE, CA 95076-3534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage WAMM CAPITAL FUND LLC
Jun 28, 2023	Intrafamily Transfer, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 21, 2023
Transfer Doc	0000011670
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	586 TUTTLE AVE, WATSONVILLE, CA 95076-3534
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 TUTTLE AVE, WATSONVILLE, CA 95076-3534

Mortgage

Document Number	0000013755
Date	Jul 26, 2023
Instrument	2023-0013755

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	586 TUTTLE AVE, WATSONVILLE, CA 95076-3534
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 TUTTLE AVE, WATSONVILLE, CA 95076-3551

Mortgage

Document Number	0000011476
Date	Jun 26, 2023
Instrument	2023-0011476

Lender

Name	WAMM CAPITAL FUND LLC
Type	Non-Lending Institution
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jan 1, 2024

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 28, 2023
Property Address	586 TUTTLE AVE, WATSONVILLE, CA 95076-3534
Document Number	0000011670
Map Reference	VOL 43 PG 40
Instrument Date	Jun 21, 2023
Instrument	2023-0011670
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 TUTTLE AVE, WATSONVILLE, CA 95076-3534

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,616 (+2%) Land $23,626 Building $103,990
2025	$1,703.00 (+11.31%) Homeowner's exemption	$125,114 (+4.04%) Land $23,163 Building $101,951
2023	$1,530.00 (+7.67%)	$120,256 (+2%) Land $22,264 Building $97,992	$789,840
2022	$1,421.00 Homeowner's exemption	$117,900 Land $21,828 Building $96,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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