586 Smith St, Providence, RI 02908 Property Records

Providence City property record for 586 Smith St, Providence, RI 02908

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 1,548 sqft · built 1920
Lot Size	0.051 acres (2,208 sqft)
Owner	Company Name on Record
Last Sale	$489,900 (Oct 2024)
Tax Bill	$6,511 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:82 L:179`

Property Details

APN / Parcel Number

Primary APN	`PROV M:82 L:179`
Alternative APNs	`P:0820179 L:0000` `37532`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,548 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	774 sqft
Attic	Attic
Attic Area	181 sqft
Basement Area	774 sqft
Unfinished Basement	774 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,208 sqft (0.051 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	37532
Street Address	586 SMITH ST
City	PROVIDENCE
State	RI
Zip	02908-4358
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-4
Legal Lot Number	179
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2003
Census Tract	2300

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	586 SMITH ST, PROVIDENCE, RI 02908-4358
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Mar 30, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RFLF 7 LLC
Jun 6, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2024	Warranty Deed, Transfer · Commercial Mortgage DRIFT CS LLC
Sep 15, 2022	Warranty Deed, Transfer
Oct 3, 2018	Warranty Deed, Transfer · FHA Mortgage PROVINCE MTG ASSOC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Document Number	2024377866
Deed Book / Page	14255 / 192
Last Transfer Date	Feb 9, 2026
Transfer Doc	014683-289
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	586 SMITH ST, PROVIDENCE, RI 02908-4358
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014649-147
Date	Feb 10, 2026
Book Page	14649/147
Instrument	2026409859

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 30, 2026
Property Address	586 SMITH ST, PROVIDENCE, RI 02908-4358
Document Number	014683-289
Book / Page	14683 / 289
Instrument Date	Feb 9, 2026
Instrument	2026412523
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	586 SMITH ST, PROVIDENCE, RI 02908-4358
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013954-81
Date	Sep 1, 2023
Book Page	13954/81
Instrument	2023353005

Lender

Name	RFLF 7 LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 6, 2025
Property Address	586 SMITH ST, PROVIDENCE, RI 02908-4358
Document Number	014437-342
Book / Page	14437 / 342
Instrument Date	Jun 6, 2025
Instrument	2025392690
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4001, PAWTUCKET, RI 02861-0738

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Oct 16, 2024
Property Address	586 SMITH ST, PROVIDENCE, RI 02908-4358
Document Number	014255-192
Book / Page	14255 / 192
Instrument Date	Oct 15, 2024
Instrument	2024377866
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4001, PAWTUCKET, RI 02861-0738

Mortgage

Document Number	2024377867
Date	Oct 16, 2024
Instrument	2024377867

Lender

Name	DRIFT CS LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 15, 2022
Property Address	586 SMITH ST, PROVIDENCE, RI 02908-4358
Document Number	013685-219
Book / Page	13685 / 219
Instrument Date	Sep 12, 2022
Instrument	2022330826
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1374 SMITH ST, NORTH PROVIDENCE, RI 02911-3306

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Oct 3, 2018
Property Address	586 SMITH ST, PROVIDENCE, RI 02908-4358
Document Number	012175-193
Book / Page	12175 / 193
Instrument	211076
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121750195
Date	Oct 3, 2018
Instrument	12175/0195

Lender

Name	PROVINCE MTG ASSOC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,511.00 (+21.88%)	$465,100 (+59.77%) Land $203,300 Building $261,800	$473,976
2023	$5,342.00 (+3.09%)	$291,100 (-) Land $101,700 Building $189,400
2022	$5,182.00	$291,100 Land $101,700 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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