586 Ridge Rd, Fair Haven, NJ 07704 Property Records

Monmouth County and Fair Haven Borough property record for 586 Ridge Rd, Fair Haven, NJ 07704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,798 sqft · built 2019
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,950,000 (Sep 2026)
Tax Bill	$57,240 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00067-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`14-00067-0000-00038`
Alternative APN	`140006700038`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,798 sqft Living Area
1st Floor Area	1,898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	62,291 sqft (1.43 acres)
Lot Dimensions	274 ft deep x 232 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	537 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	586 RIDGE RD
City	FAIR HAVEN
State	NJ
Zip	07704-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Subdivision	VINCENT J RUSSO
Legal Block	67
Legal Lot Number	38
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FAIR HAVEN
Census Block Group	3
Census Block	3014
Census Tract	803700

Owner

Source: Monmouth County and Fair Haven Borough records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	586 RIDGE RD, FAIR HAVEN, NJ 07704-3644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Aug 29, 2023	Deed, Transfer ASSURANCE TITLE SERVICES INC, ASSURANCE TITLE SERVICES LLC
Jul 13, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	202678856
Deed Book / Page	9814 / 4740
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 28, 2026
Property Address	586 RIDGE RD, FAIR HAVEN, NJ 07704-3644
Document Number	0000078856
Book / Page	9814 / 4740
Instrument Date	Sep 12, 2026
Instrument	202678856
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 RIDGE RD, FAIR HAVEN, NJ 07704-3644

Mortgage

Document Number	0000078857,
Date	Sep 28, 2026
Book Page	9814/4881
Instrument	202678857

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 29, 2023
Property Address	586 RIDGE RD, FAIR HAVEN, NJ 07704-3644
Document Number	0096578846
Book / Page	9657 / 8846
Instrument Date	Aug 3, 2023
Instrument	2023060098
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	ASSURANCE TITLE SERVICES INC, ASSURANCE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$91,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	586 RIDGE RD, FAIR HAVEN, NJ 07704-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 HIGHLAND AVE, SHORT HILLS, NJ 07078-1948

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	586 RIDGE RD, FAIR HAVEN, NJ 07704-3644
Document Number	0000066558
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 RIDGE RD FAIR HAVEN NJ 077043644, FAIR HAVEN, NJ 07704-3644

Mortgage

Document Number	0000066558
Date	Jul 24, 2019
Book Page	009359/004756
Instrument	66558

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Fair Haven Borough
Elementary School District	Fair Haven Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,134,800 (+3.08%) Land $1,740,400 Building $2,394,400	$4,134,800 (+3.08%) Land $1,740,400 Building $2,394,400
2025	$57,240.00 (+9.55%)	$4,011,200 (+111.22%) Land $1,629,400 Building $2,381,800	$4,011,200 (+111.22%) Land $1,629,400 Building $2,381,800
2024	$52,249.00 (+62.86%)
2023		$1,899,100 (+1.1%) Land $716,300 Building $1,182,800	$1,899,100 (+1.1%) Land $716,300 Building $1,182,800
2022	$32,083.00 (-1.39%)	$1,878,400 Land $716,300 Building $1,162,100	$1,878,400 Land $716,300 Building $1,162,100
2021	$32,534.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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