586 Prospect Point Dr, Tryon, NC 28782 Property Records

Polk County property record for 586 Prospect Point Dr, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	1,865 sqft · built 2018
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on Record
Tax Bill	$5,596 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P97-307`

Property Details

APN / Parcel Number

Primary APN	`P97-307`
Alternative APN	`37811`

Interior

Building Area	1,865 sqft Finished Area
Basement Area	1,865 sqft
Finished Basement	1,340 sqft
Unfinished Basement	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	436,036 sqft (10 acres)
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	37811
Street Address	586 PROSPECT POINT DR
City	TRYON
State	NC
Zip	28782-0179
Property Category	Other
Property Type	Other > Other Improved
Legal Description	10.01, SPL, 0P12 PROSPECT POINT
Legal Subdivision	PROSPECT POINT
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2025
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	586 PROSPECT POINT DR, TRYON, NC 28782-0179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	586 PROSPECT POINT DR, TRYON, NC 28782-0179
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00453/1965
Date	Nov 9, 2020
Book Page	453/1965

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,596.00	$1,053,202 (-) Land $230,200 Building $823,002	$1,053,202 (-) Land $230,200 Building $823,002
2025	$5,596.00 (+20.84%)	$1,053,202 (+45.13%) Land $230,200 Building $823,002	$1,053,202 (+45.13%) Land $230,200 Building $823,002
2023	$4,631.00	$725,678 Land $130,100 Building $595,578
2021			$725,678 Land $130,100 Building $595,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Prospect Point Dr

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