Rio Grande County property record for 586 Pine St, Monte Vista, CO 81144
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,404 sqft · built 1977 |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2015) |
| Tax Bill | $1,393 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R011878 |
| Primary APN | R011878 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,404 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Heating System | Electric |
|---|
| Account Number | R011878 |
|---|---|
| Street Address | 586 PINE ST |
| City | MONTE VISTA |
| State | CO |
| Zip | 81144-9554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION HANSEN SUBDIVISION #3 LOT 4 |
| Legal Range | 92 |
| Legal Township | 19 |
| Legal Section | 02 |
| Legal Subdivision | HANSEN SUBDIVISION #3 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | RIO GRANDE CO |
| Township / Civil Division | MONTE VISTA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 976700 |
Source: Rio Grande County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 586 PINE ST, MONTE VISTA, CO 81144-9554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 3, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SAN LUIS VALLEY FEDERAL BANK |
| Feb 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2015 · Amount on Record |
| Deed Sale | Jun 12, 2015 · Amount on Record |
| Prior Sale | Sep 10, 2012 · Amount on Record |
| Deed Document Number | 201500424126 |
| Deed Book / Page | 575 / 1319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 586 PINE ST, MONTE VISTA, CO 81144-9554 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 586 PINE ST, MONTE VISTA, CO 81144-9554 |
| Document Number | 202400451916 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 202400451916 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 586 PINE ST, MONTE VISTA, CO 81144-9554 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 586 PINE ST, MONTE VISTA, CO 81144-9554 |
| Document Number | 202300450069 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 202300450069 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 586 PINE ST, MONTE VISTA, CO 81144-9554 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 586 PINE ST, MONTE VISTA, CO 81144-9554 |
| Document Number | 00607/1158 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 607/1158 |
| Instrument | 202200445805 |
| Name | SAN LUIS VALLEY FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | MONTE VISTA, CO 81144 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 586 PINE ST, MONTE VISTA, CO 81144-9554 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 586 PINE ST, MONTE VISTA, CO 81144-9554 |
| Document Number | 603/2336 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 603/2336 |
| Instrument | 202100441741 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Sep 1, 2045 |
Source: Rio Grande County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Rio Grande County |
| Unified School District | Monte Vista School District C-8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,393.00 (+13.62%) | $21,810 (+14.57%) Land $800 Building $21,010 | $348,940 (+22.81%) Land $12,740 Building $336,200 |
| 2023 | $1,226.00 (+8.69%) | $19,037 (+7.69%) Land $715 Building $18,322 | $284,140 (+11.71%) Land $10,674 Building $273,466 |
| 2022 | $1,128.00 | $17,677 Land $885 Building $16,792 | $254,348 Land $12,740 Building $241,608 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1985–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTE VISTA serves 4,600 people · EPA ID CO0153600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ciello Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Jade Communications Fixed Wireless | 500 / 25 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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