586 Pea Rdg Rd, Roper, NC 27970 Property Records

Washington County property record for 586 Pea Rdg Rd, Roper, NC 27970

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,160 sqft · built 2006
Lot Size	11.6 acres (509,216 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Jan 1998)
Tax Bill	$3,473 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7840.00-49-4721`

Property Details

APN / Parcel Number

Primary APN	`7840.00-49-4721`
Alternative APN	`1809`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,160 sqft Base Area
1st Floor Area	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Wood
Lot Area	509,216 sqft (11.6 acres)
Terrain	Above Road/Slope
Patio Area	820 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1809
Street Address	586 PEA RIDGE RD
City	ROPER
State	NC
Zip	27970-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Tract	2
Jurisdiction	WASHINGTON NC
Township / Civil Division	SKINNERSVILLE
Census Block Group	1
Census Block	1005
Census Tract	950100

Owner

586 Pea Rdg Rd is owned and occupied by two individuals who bought it in January 1998.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	586 PEA RIDGE RD, ROPER, NC 27970-9531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 1998 · Amount on File
Deed Sale	Jan 28, 1998 · Amount on File
Deed Book / Page	369 / 921
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NC
Property Address	586 PEA RIDGE RD, ROPER, NC 27970-9531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	527/789
Date	Jun 15, 2020
Book Page	527/789
Instrument	314287

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NC
Property Address	586 PEA RIDGE RD, ROPER, NC 27970-9531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	529/862
Date	Sep 30, 2020
Book Page	529/862
Instrument	314719

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NC
Property Address	586 PEA RIDGE RD, ROPER, NC 27970-9531
Transaction Type	Mortgage
Record Updated	Jul 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	516/826
Date	Jun 18, 2018
Book Page	516/826

Lender

Name	COASTAL FEDERAL CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 586 Pea Rdg Rd was $3,473.

Source: Washington County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Washington County
Unified School District	Washington County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,473.00	$371,300 Land $50,500 Building $320,800
2025			$371,300 Land $50,500 Building $320,800
2023		$371,300 Land $50,500 Building $320,800	$371,300 (-) Land $50,500 Building $320,800
2022	$3,156.00		$371,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 586 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2022)
Most Recent Claim	Nov 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 586 Pea Rdg Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY WATER SYSTEM serves 6,693 people · EPA ID NC0494025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pea Rdg Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures