Frederick County property record for 586 Over Ridge Dr, Frederick, MD 21703 · Last verified July 2026
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 3,954 sqft · built 1980 |
| Lot Size | 0.275 acres (11,974 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Jul 2017) |
| Tax Bill | $88 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-092190 |
| Primary APN | 02-092190 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,954 sqft Gross Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,974 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 399 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 092190 |
|---|---|
| Street Address | 586 OVER RIDGE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6038 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LT 157 BLK D SECT 4 11974 SQ FT HILLCREST ORCHARDS |
| Legal Subdivision | HILLCREST ORCHARDS |
| Legal Block | D |
| Legal Lot Number | 157 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 750506 |
Source: Frederick County records · APN 02-092190
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 586 OVER RIDGE DR, FREDERICK, MD 21703-6038 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage OCEANFIRST BANK |
| Jul 17, 2017 | Deed, Transfer · Stand-Alone First Mortgage SUN NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on Record |
| Deed Sale | Jul 17, 2017 · Amount on Record |
| Prior Sale | Nov 18, 2016 · Amount on Record |
| Deed Document Number | 201711926-0310 |
| Deed Book / Page | 11926 / 310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 586 OVER RIDGE DR, FREDERICK, MD 21703-6038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2023 |
| Title Company | NOT AVAILABLE, BCHH |
| Name | Verified Name |
|---|---|
| Address | 16 FARBER RD, PRINCETON, NJ 08540-5913 |
| Document Number | 0165670361 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 16567/361 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 17, 2017 |
| Property Address | 586 OVER RIDGE DR, FREDERICK, MD 21703-6038 |
| Document Number | 0119260310 |
| Book / Page | 11926 / 0310 |
| Map Reference | MB15 FO8 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 11926-0310 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 586 OVER RIDGE DR, FREDERICK, MD 21703-6038 |
| Investor | Possibly a Property Investor |
| Document Number | 0119260317 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 11926-0317 |
| Name | SUN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88.00 Additional exemption filed | $555,700 (+21.01%) Land $121,900 Building $433,800 | $555,700 (-) Land $121,900 Building $433,800 |
| 2023 | $88.00 Additional exemption filed | $459,233 | $555,700 Land $121,900 Building $433,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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