586 N River Rd, Elsberry, MO 63343 Property Records

Lincoln County property record for 586 N River Rd, Elsberry, MO 63343

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1964
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on Record
Tax Bill	$307 (2025)
Deeds & Mortgages	Mar 2023 Transfer May 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`02-10-12-003-001-035.000`

Property Details

APN / Parcel Number

Primary APN	`02-10-12-003-001-035.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Architectural Style	Cabin
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	13,591 sqft (0.312 acres)

Location & Zoning

Street Address	586 N RIVER RD
City	ELSBERRY
State	MO
Zip	63343-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 SCHRECKENGAST SUBD #5
Legal Range	02E
Legal Township	51
Legal Section	12
Legal Subdivision	SCHRECKENGAST
Legal Lot Number	78
Jurisdiction	LINCOLN MO
Township / Civil Division	HURRICANE
Census Block Group	2
Census Block	2003
Census Tract	810100

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3825 LEXINGTON DR, SAINT CHARLES, MO 63304-6917
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Intrafamily Transfer, Transfer
May 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	May 18, 2017
Last Transfer Date	Mar 13, 2023
Transfer Doc	002488/601
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Mar 13, 2023
Property Address	586 N RIVER RD, ELSBERRY, MO 63343-3322
Document Number	002488/601
Book / Page	2488 / 601
Map Reference	MB 5 PG 48
Instrument Date	Mar 10, 2023
Instrument	2023001770
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3833 LEXINGTON DR, SAINT CHARLES, MO 63304-6917

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	May 18, 2017
Property Address	586 N RIVER RD, ELSBERRY, MO 63343-3322
Document Number	02411/0078
Book / Page	2411 / 0078
Map Reference	MB5 PG48
Instrument Date	May 15, 2017
Instrument	2017004517
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 LEXINGTON DR, SAINT CHARLES, MO 63304-6917

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Elsberry R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$307.00 (+2.33%)	$5,586 (+3.33%) Land $226 Building $5,360	$29,400 (+3.34%) Land $1,190 Building $28,210
2023	$300.00 (+6.38%)	$5,406 Land $226 Building $5,179	$28,450 Land $1,190 Building $27,260
2022	$282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	623 (1982–2026)
Claims Outside the SFHA	5 of 623
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 25 claims Severe Storms And Flooding, Aug 2008 · 68 claims Severe Storms & Flooding, Aug 1993 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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