586 Mount Prospect Ave, Clifton, NJ 07012 Property Records

Passaic County and Clifton City property record for 586 Mount Prospect Ave, Clifton, NJ 07012

Property Summary

Property TypeSingle Family Home
Details1,428 sqft · built 1950
Lot Size0.246 acres (10,698 sqft)
OwnerIndividual Name on File
Last Sale$700,000 (Feb 2025)
Tax Bill$11,443 (2025)
Deeds & MortgagesJan 2026 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-00065-05-00047

Property Details

APN / Parcel Number

Primary APN02-00065-05-00047
Alternative APNs
  • 0200065000500047
  • 0200065500047

Interior

Stories1 Story
Building Area1,428 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialWood
Construction TypeFrame
Lot Area10,698 sqft (0.246 acres)
Lot Dimensions214 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0200065500047
Street Address586 MOUNT PROSPECT AVE
CityCLIFTON
StateNJ
Zip07012-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A2
Legal SubdivisionCITY/CLIFTON
Legal Block65.5
Legal Lot Number47
JurisdictionPASSAIC NJ
Township / Civil DivisionCLIFTON
Census Block Group1
Census Block1010
Census Tract124323

Owner

586 Mount Prospect Ave is owned by an individual who bought it in February 2025.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address627 BROAD ST, CLIFTON, NJ 07013-1649
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Deed of Trust, Mortgage · FHA Mortgage
MOVEMENT MORTGAGE
Mar 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
HARBORONE MORTGAGE LLC
Aug 25, 2020Grant Deed, Transfer
PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VLY TITLE SVC INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2025 · Amount on File
Deed SaleFeb 18, 2025 · Amount on File
Prior SaleAug 25, 2020 · Amount on File
Deed Document Number20255619
Deed Book / Page4855 / 103
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address586 MOUNT PROSPECT AVE, CLIFTON, NJ 07012-1305
Transaction TypeMortgage
Record UpdatedFeb 11, 2026
Title CompanyVANQUISH LAND TITLE, VANQUISH LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address586 MOUNT PROSPECT AVE, CLIFTON, NJ 07012-1305

Mortgage

Document Number0000001244
DateJan 9, 2026
Book PageM19746/211
Instrument2026001244
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address586 MOUNT PROSPECT AVE, CLIFTON, NJ 07012-1305
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyPASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021566
DateMar 26, 2021
Book PageM16976/31
Instrument2021021566
Lender
NameHARBORONE MORTGAGE LLC
TypeMortgage Company
AddressMANCHESTER, NH 03101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateAug 25, 2020
Property Address586 MOUNT PROSPECT AVE, CLIFTON, NJ 07012-1305
Document Number0000038950
Book / Page003850 / 000117
Instrument DateAug 11, 2020
Instrument38950
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyPASSAIC VALLEY TITLE SERVICES INC, PASSAIC VLY TITLE SVC INC

Transaction

AmountAmount on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address586 MOUNT PROSPECT AVE CLIFTON NJ 070121305, CLIFTON, NJ 07012-1305

Tax Assessment & Valuation

The 2025 property tax bill for 586 Mount Prospect Ave was $11,443, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityClifton City
Unified School DistrictClifton City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,200 (+3.48%) Land $94,900 Building $98,300$193,200 (+3.48%) Land $94,900 Building $98,300
2025$11,443.00 (+3.25%)$186,700 Land $94,900 Building $91,800$186,700 Land $94,900 Building $91,800
2024$11,083.00
2023$186,700 Land $94,900 Building $91,800$186,700 Land $94,900 Building $91,800
2022$10,660.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 586 Mount Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 586 Mount Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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