586 Monroe Pl, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 586 Monroe Pl, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,686 sqft · built 1919
Lot Size	0.066 acres (2,879 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Apr 2022)
Tax Bill	$11,795 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-01912-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`49-01912-0000-00002`
Alternative APNs	`4900082A00052` `490191200002`

Interior

Stories	2 Stories
Building Area	1,686 sqft Living Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Frame
Lot Area	2,879 sqft (0.066 acres)
Lot Dimensions	80 ft deep x 36 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900082A00052
Street Address	586 MONROE PL
City	RIDGEFIELD
State	NJ
Zip	07657-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L53 36X80 1.1LT
Legal Subdivision	LINCOLN IMPROV CO
Legal Block	1912
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1015
Census Tract	45101

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	586 MONROE PL, RIDGEFIELD, NJ 07657-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Nov 9, 2017	Deed of Trust, Mortgage · FHA Mortgage FAMILY FIRST FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	202244940
Deed Book / Page	4661 / 1148
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 25, 2022
Property Address	586 MONROE PL, RIDGEFIELD, NJ 07657-2012
Document Number	0046611148
Book / Page	4661 / 1148
Instrument Date	Mar 24, 2022
Instrument	2022044940
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	HUDSON ONE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 WINTERBURN GRV, 528, CLIFFSIDE PARK, NJ 07010-2913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 MONROE PL, RIDGEFIELD, NJ 07657-2012

Mortgage

Document Number	2022044941
Date	Apr 25, 2022
Instrument	2022044941

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	586 MONROE PL, RIDGEFIELD, NJ 07657-2012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037380890
Date	Sep 30, 2020
Book Page	3738/890
Instrument	20-095244

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	586 MONROE PL, RIDGEFIELD, NJ 07657-2012
Document Number	0028000782
Book / Page	002800 / 000782
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE ON DEMAND/NJ INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	586 MONROE PL RIDGEFIELD NJ 076572012, RIDGEFIELD, NJ 07657-2012

Mortgage

Document Number	0028000782
Date	Dec 1, 2017
Book Page	002800/000782

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,200 (+3%) Land $280,100 Building $437,100	$717,200 (+3%) Land $280,100 Building $437,100
2025	$11,795.00 (+3.49%)	$696,300 (+10.91%) Land $265,100 Building $431,200	$696,300 (+10.91%) Land $265,100 Building $431,200
2024	$11,397.00 (+20.07%)
2023		$627,800 Land $222,600 Building $405,200	$627,800 Land $222,600 Building $405,200
2022	$9,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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