586 High St, Athol, NY 12810 Property Records

Warren County and Thurman Town property record for 586 High St, Athol, NY 12810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1991
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Sep 2020)
Tax Bill	$3,794 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2017 Line of Credit + 1 more
APN	`523800 209.3-2-25`

Property Details

APN / Parcel Number

Primary APN	`523800 209.3-2-25`
Alternative APN	`380020900300020250000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Raised
Lot Area	54,886 sqft (1.26 acres)
Lot Width	100 ft Width
Porch	Slab
Porch Area	576 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	586 HIGH ST
City	ATHOL
State	NY
Zip	12810-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	APA 1.3
Legal Description	RES. 39.-1-1.22
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	WARREN NY
Township / Civil Division	THURMAN
Census Block Group	1
Census Block	1037
Census Tract	73500

Owner

Source: Warren County and Thurman Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 PARK AVE S, NEW YORK, NY 10003-1405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 28, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA
Mar 28, 2017	Loan Modification, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	20206072
Deed Book / Page	6189 / 232
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	586 HIGH ST, ATHOL, NY 12810-2504
Document Number	0000006073
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	SNEERINGER MONAHAN PROVOST RED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TROUTMAN ST #3A BROOKLYN NY 112065840, 3A, BROOKLYN, NY 11206-5840

Mortgage

Document Number	0000006073
Date	Sep 23, 2020
Book Page	006189/000236
Instrument	6073

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	586 HIGH ST, ATHOL, NY 12810-2504
Document Number	0000002232
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 HIGH ST ATHOL NY 128102504, ATHOL, NY 12810-2504

Mortgage

Document Number	0000002232
Date	Apr 6, 2017
Book Page	005536/000210
Instrument	2232

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN NY
Property Address	586 HIGH ST, ATHOL, NY 12810-2504
Document Number	0000002233
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 HIGH ST ATHOL NY 128102504, ATHOL, NY 12810-2504

Mortgage

Document Number	0000002233
Date	Apr 6, 2017
Book Page	005536/000216
Instrument	2233

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County and Thurman Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Thurman Town
Unified School District	Warrensburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,794.00 (+6.24%)
2025	$3,571.00	$136,300 (-) Land $15,600 Building $120,700	$217,280 (+17.1%) Land $24,868 Building $192,412
2023		$136,300 Land $15,600 Building $120,700	$185,543 Land $21,236 Building $164,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1981–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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