586 E 39th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 586 E 39th St, San Bernardino, CA 92404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,455 sqft · built 1959
Lot Size0.267 acres (11,616 sqft)
OwnerIndividual Name on File
Tax Bill$4,448 (2025)
Deeds & MortgagesOct 2025 Mortgage
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN0154-322-21-0000

Property Details

APN / Parcel Number

Primary APN0154-322-21-0000
Alternative APN
  • 0154-322-08-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,455 sqft Living Area
Gross Area2,895 sqft
1st Floor Area2,455 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area11,616 sqft (0.267 acres)
View / LotAverage
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area632 sqft
Patio Area632 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address586 E 39TH ST
CitySAN BERNARDINO
StateCA
Zip92404-1744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTRACT 4831 LOT 13 AND TRACT NO 4248 S 32 FT LOT 8 LYING W OF E LI LOT 13 TRACT 4831 PROLONGED NLY
Legal SubdivisionTRACT NO. 4248
Legal Tract4831
Legal Block1
Legal Lot Number13
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group1
Census Block1010
Census Tract5101

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address586 E 39TH ST, SAN BERNARDINO, CA 92404-1744
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Feb 28, 2023Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Aug 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FRANKLIN LOAN CENTER

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 3, 2021
Transfer Doc0000391664
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address586 E 39TH ST, SAN BERNARDINO, CA 92404-1744
Transaction TypeMortgage
Record UpdatedNov 20, 2025
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address586 E 39TH ST, SAN BERNARDINO, CA 92404-1744

Mortgage

Document Number0000264814
DateOct 30, 2025
Instrument2025-0264814
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.75%
IndexPrime Rate
Max Rate5%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address586 E 39TH ST, SAN BERNARDINO, CA 92404-1744
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address586 E 39TH ST, SAN BERNARDINO, CA 92404-1744

Mortgage

Document Number0000047042
DateFeb 28, 2023
Instrument2023-0047042
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressLIMA, OH 45801
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateAug 30, 2021
Property Address586 E 39TH ST, SAN BERNARDINO, CA 92404-1744
Document Number0000391664
Map ReferenceMB 61 PG 74
Instrument DateAug 3, 2021
Instrument2021-0391664
Transaction TypeTransfer
Record UpdatedSep 9, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address586 E 39TH ST, SAN BERNARDINO, CA 92404-1744

Mortgage

Document Number0000391665
DateAug 30, 2021
Instrument2021-0391665
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$357,127 (+2%) Land $75,342 Building $281,785
2025$4,448.00 (+4.83%) Homeowner's exemption$350,125 (+4.04%) Land $73,865 Building $276,260
2023$4,243.00 (-0.16%) Homeowner's exemption$336,529 Land $70,997 Building $265,532
2022$4,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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