Clinton County property record for 586 Davis Chapel Rd, Alpha, KY 42603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,504 sqft · built 1982 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,000 (Jun 2023) |
| Tax Bill | $2,659 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jun 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-00-00-052.01 |
| Primary APN | 051-00-00-052.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Total Area |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 116,741 sqft (2.68 acres) |
| Garage Type | Attached |
| Garage Area | 1,312 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1497 |
|---|---|
| Street Address | 586 DAVIS CHAPEL RD |
| City | ALPHA |
| State | KY |
| Zip | 42603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H-L ON DAVIS CHAPEL RD |
| Legal Subdivision | J A STATON |
| Jurisdiction | CLINTON KY |
| Township / Civil Division | CUMBERLAND CITY |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 970100 |
586 Davis Chapel Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Clinton County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 586 DAVIS CHAPEL RD, ALBANY, KY 42602-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO |
| Jun 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 7, 2023 | Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on File |
| Deed Sale | Jun 27, 2023 · Amount on File |
| Prior Sale | Jun 7, 2023 · Amount on File |
| Deed Document Number | 20232011825 |
| Deed Book / Page | 175 / 373 |
| Prior Transfer Date | Aug 14, 2013 |
| Prior Transfer Doc | 000150/619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON KY |
| Property Address | 586 DAVIS CHAPEL RD, ALPHA, KY 42603 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 586 DAVID CHAPEL ROAD, ALBANY, KY 42602-5321 |
| Document Number | 000207/366 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 207/366 |
| Instrument | 2010254 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BYRDSTOWN, TN 38549 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON KY |
| Property Address | 586 DAVIS CHAPEL RD, ALPHA, KY 42603 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000209/417 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 209/417 |
| Instrument | 2011558 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON KY |
| Property Address | 586 DAVIS CHAPEL RD, ALBANY, KY 42602-5321 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000209/417 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 209/417 |
| Instrument | 2011558 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON KY |
| Recording Date | Jun 7, 2023 |
| Property Address | 586 DAVIS CHAPEL RD, ALPHA, KY 42603 |
| Document Number | 000175/228 |
| Book / Page | 175 / 228 |
| Instrument Date | May 31, 2023 |
| Instrument | 2011556 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 MOODYVILLE ROAD, BYRDSTOWN, TN 38549 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 586 DAVIS CHAPEL RD, ALBANY, KY 42602-5321 |
| Investor | Possibly a Property Investor |
| Document Number | 0002011557 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2011557 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 586 Davis Chapel Rd was $2,659.
Source: Clinton County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clinton County |
| Unified School District | Clinton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,659.00 | $275,000 | $275,000 |
| 2023 | $671.00 | $80,000 | $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 586 Davis Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 586 Davis Chapel Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY WATER WORKS serves 9,042 people · EPA ID KY0270003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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