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586 Cypress Dr, Karnack, TX 75661 Property Records

Harrison County property record for 586 Cypress Dr, Karnack, TX 75661

Property Summary

Property TypeSingle Family Home
Details2,311 sqft · built 1999
Lot Size0.436 acres (18,992 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (May 2021)
Tax Bill$4,364 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2020 Sale
Flood ZoneZone A (high risk)
APNR000032590

Property Details

APN / Parcel Number

Primary APNR000032590
Alternative APNs
  • 02010.00135.00000.000000
  • 0032590

Interior

Stories1 Story
Building Area2,311 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area18,992 sqft (0.436 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area110 sqft
Boat AccessBoat Access

Location & Zoning

Account NumberR000032590
Street Address586 CYPRESS DR
CityKARNACK
StateTX
Zip75661-1736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRES: 0.436 LOT: 20 SUBD: CHARLES LUTHER ABST: 878 O HOPE HSE
Legal SubdivisionCHARLES LUTHER
Legal Lot Number20
JurisdictionHARRISON TX
Township / Civil DivisionWASKOM
Census Block Group1
Census Block1002
Census Tract20105

Owner

Source: Harrison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4700 SHADYCREEK LN, COLLEYVILLE, TX 76034-4734
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Vendor's Lien, Transfer · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
May 4, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Deed Document Number20216291
Prior Transfer DateApr 20, 2020
Prior Transfer Doc0000004776
Record UpdatedOct 29, 2026

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRISON TX
Recording DateMay 26, 2021
Property Address586 CYPRESS DR, KARNACK, TX 75661-1736
Document Number0000006291
Map ReferenceVOL 139 PG 614
Instrument DateMay 25, 2021
Instrument2021-000006291
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4700 SHADYCREEK LN, COLLEYVILLE, TX 76034-4734

Mortgage

Document Number0000006292
DateMay 26, 2021
Instrument2021-000006292
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON TX
Recording DateMay 4, 2020
Property Address586 CYPRESS DR, KARNACK, TX 75661-1736
Document Number0000004776
Instrument DateApr 20, 2020
Instrument4776
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 W FANNIN ST MARSHALL TX 756704022, MARSHALL, TX 75670-4022

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHarrison County
MunicipalityUncertain City
Unified School DistrictKarnack Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,364.00 (+56.19%)$424,290 (+14.26%) Land $38,250 Building $386,040$424,290 (+14.26%) Land $38,250 Building $386,040
2024$2,794.00 (-21.12%)
2023$3,542.00$371,330 Land $43,720 Building $327,610$371,330 Land $43,720 Building $327,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 58 policies
Nearby Flood Policies58 in force
Nearby Flood Claims26 (2016–2024)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Mar 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADDO LAKE WSC
serves 1,230 people · EPA ID TX1020019
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		100 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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