Cabarrus County property record for 586 Crestside Dr SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,674 sqft · built 1976 |
| Lot Size | 0.427 acres (18,573 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Aug 2025) |
| Tax Bill | $3,548 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 55 8184 |
| Primary APN | 5630 55 8184 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| Gross Area | 4,810 sqft |
| 1st Floor Area | 1,498 sqft |
| Upper Floors Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,573 sqft (0.427 acres) |
| Lot Dimensions | 151 ft deep x 123 ft wide |
| Garage Type | Mixed |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 322 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 160276 |
|---|---|
| Street Address | 586 CRESTSIDE DR SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | P/O LT 65 MOUNTAINBROOK |
| Legal Subdivision | CRESTSIDE |
| Legal Lot Number | 65 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 42202 |
Source: Cabarrus County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 586 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 29, 2022 | Warranty Deed, Transfer · FHA Mortgage LEGEND LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on Record |
| Deed Sale | Aug 15, 2025 · Amount on Record |
| Prior Sale | Dec 29, 2022 · Amount on Record |
| Deed Document Number | 202518320 |
| Deed Book / Page | 17572 / 202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 14, 2026 |
| Property Address | 586 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Document Number | 0000011262 |
| Book / Page | 17989 / 72 |
| Instrument Date | May 8, 2026 |
| Instrument | 202611262 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 586 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Document Number | 0000011262, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 17989/72 |
| Instrument | 202611262 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 29, 2022 |
| Property Address | 586 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Document Number | 0016326227 |
| Book / Page | 16326 / 227 |
| Map Reference | MB 13 PG 40 |
| Instrument Date | Dec 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30177 BRIDGE RD, MOUNT PLEASANT, NC 28124-9616 |
| Name | Verified Name |
|---|---|
| Address | 526 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Document Number | 0163260230 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 16326-0230 |
| Name | LEGEND LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Number | 0016326244 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 16326/244 |
| Name | LEGEND LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77058 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2033 |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,548.00 (+33.23%) | $356,270 (+63.22%) Land $87,000 Building $269,270 | |
| 2024 | $356,270 (+63.22%) Land $87,000 Building $269,270 | ||
| 2023 | $2,663.00 | $218,270 Land $55,000 Building $163,270 | $218,270 Land $55,000 Building $163,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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