586 Cody Trl, Dobson, NC 27017 Property Records

Surry County property record for 586 Cody Trl, Dobson, NC 27017

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,668 sqft · built 1976
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,152 (2026)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4995-00-16-8230`

Property Details

APN / Parcel Number

Primary APN	`4995-00-16-8230`
Alternative APN	`54989040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	130,680 sqft (3 acres)
Lot Width	300 ft Width
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	54989040
Street Address	586 CODY TRL
City	DOBSON
State	NC
Zip	27017-8154
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	T-1
Legal Subdivision	CODY CREEK - ROCKFORD
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	3
Census Block	3019
Census Tract	931002

Owner

586 Cody Trl, a rural home, is owned and occupied by two individuals who acquired it in May 1975.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	586 CODY TRL, DOBSON, NC 27017-8154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Apr 26, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 27, 2018	Deed of Trust, Mortgage · Balloon Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1975
Deed Sale	May 1, 1975
Deed Book / Page	314 / 498
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	586 CODY TRL, DOBSON, NC 27017-8154
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001811/268
Date	Apr 26, 2022
Book Page	1811/268
Instrument	695088

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	913 Months
Due	May 1, 2098

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	586 CODY TRL, DOBSON, NC 27017-8154
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001811/282
Date	Apr 26, 2022
Book Page	1811/282
Instrument	695089

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	913 Months
Due	May 1, 2098

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	586 CODY TRL, DOBSON, NC 27017-8154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1655/517
Date	Dec 27, 2018
Book Page	1655/517
Instrument	659893

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 586 Cody Trl was $1,152, up 0.4% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,152.00 (+0.44%)	$142,230 (-24.47%) Land $23,400 Building $118,830	$142,230 (-24.47%) Land $23,400 Building $118,830
2025	$1,147.00	$188,300 Land $23,400 Building $164,900	$188,300 Land $23,400 Building $164,900
2023	$785.00	$142,230 Land $23,400 Building $118,830	$142,230 Land $23,400 Building $118,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 586 Cody Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 586 Cody Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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