586 Central Ave, Coldwater, MS 38618 Property Records

Tate County property record for 586 Central Ave, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,541 sqft · built 1910
Lot Size	0.558 acres (24,321 sqft)
Owner	Company Name on File
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Jan 2024 Sale Nov 2023 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039P18 0000700`

Property Details

APN / Parcel Number

Primary APN	`039P18 0000700`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,541 sqft Finished Area
1st Floor Area	2,162 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	24,321 sqft (0.558 acres)
Pool Type	Pool Type
Pool Area	800 sqft

Location & Zoning

Street Address	586 CENTRAL AVE
City	COLDWATER
State	MS
Zip	38618-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 PART 7 1941 EXT
Legal Range	07
Legal Township	04
Legal Section	31
Legal Subdivision	TOWN OF COLDWATER
Legal Lot Number	123
Jurisdiction	TATE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3030
Census Tract	950301

Owner

Source: Tate County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2300 CUMBERLAND DR, SOUTHAVEN, MS 38672-7111
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Special Warranty Deed, Transfer
Nov 21, 2023	Trustee's Deed, Foreclosure
Nov 21, 2023	Trustee's Deed, Foreclosure
Oct 8, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONS LENDING CORP
Oct 8, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONS LENDING CORP
Oct 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2025
Deed Sale	Feb 25, 2025
Prior Sale	Jan 27, 2025
Deed Book / Page	2025 / 593
Prior Transfer Date	Jan 22, 2025
Record Updated	Sep 20, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TATE MS
Recording Date	Jan 22, 2024
Property Address	586 CENTRAL AVE, COLDWATER, MS 38618-3877
Document Number	002024/233
Book / Page	2024 / 233
Instrument Date	Jan 3, 2024
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 PFINGSTEN RD, NORTHBROOK, IL 60062-3315
Investor	Possibly a Property Investor

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TATE MS
Recording Date	Nov 21, 2023
Property Address	586 CENTRAL AVE, COLDWATER, MS 38618-3877
Document Number	02023/3856
Book / Page	2023 / 3856
Instrument Date	Nov 15, 2023
Transaction Type	Foreclosure
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7460 HALCYON POINTE DR STE 200, 200, MONTGOMERY, AL 36117-8105

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TATE MS
Recording Date	Nov 21, 2023
Property Address	586 CENTRAL AVE, COLDWATER, MS 38618-3877
Document Number	02023/3908
Book / Page	2023 / 3908
Instrument Date	Nov 15, 2023
Transaction Type	Foreclosure
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7460 HALCYON POINTE DR STE 200, 200, MONTGOMERY, AL 36117-8105

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	586 CENTRAL AVE, COLDWATER, MS 38618-3877
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/14951
Date	Oct 8, 2020
Book Page	2020/14951

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	586 CENTRAL AVE, COLDWATER, MS 38618-3877
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/14964
Date	Oct 8, 2020
Book Page	2020/14964

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Oct 8, 2020
Property Address	586 CENTRAL AVE, COLDWATER, MS 38618-3877
Document Number	2020/3291
Book / Page	2020 / 3291
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	586 CENTRAL AVE, COLDWATER, MS 38618-3877

Tax Assessment & Valuation

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Municipality	Coldwater Town
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (+25.86%)	$21,205 (+32.99%) Land $1,633 Building $19,572	$212,046 (+32.98%) Land $16,330 Building $195,716
2023	$2,622.00	$15,945 Land $1,633 Building $14,312	$159,452 Land $16,330 Building $143,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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