586 B St, Ashland, OR 97520 Property Records

Jackson County property record for 586 B St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,792 sqft · built 1910
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$1,850,000 (Jan 2026)
Tax Bill	$19,978 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E09AB7400`

Property Details

APN / Parcel Number

Primary APN	`391E09AB7400`
Alternative APNs	`391E09AB07400` `10062454`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	2,533 sqft
2nd Floor Area	1,611 sqft
Basement Area	340 sqft
Finished Basement	340 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	180 sqft
Porch	Wood Porch
Porch Area	500 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	586 B ST
City	ASHLAND
State	OR
Zip	97520-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	RAILROAD ADDITION
Legal Block	1
Legal Lot Number	1-5
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1026
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashland Railroad Addition Historic District listed 1999 · 256 contributing resources · NRIS 99000533

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

586 B St is owned by an individual who bought it in January 2026.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	415 N CALIFORNIA AVE, PALO ALTO, CA 94301-4108
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jan 20, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Dec 13, 2012 · Amount on File
Deed Document Number	20261102
Prior Transfer Date	Jun 9, 2006
Prior Transfer Doc	0000033353
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Jun 18, 2026
Property Address	586 B ST, ASHLAND, OR 97520-2024
Document Number	0000013263
Instrument Date	Jun 18, 2026
Instrument	202613263
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N CALIFORNIA AVE, PALO ALTO, CA 94301-4108

Mortgage

Document Number	0000013263,
Date	Jun 18, 2026
Instrument	202613263

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jan 16, 2026
Property Address	586 B ST, ASHLAND, OR 97520-2024
Document Number	0000001102
Instrument Date	Jan 16, 2026
Instrument	2026-001102
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N CALIFORNIA AVE, PALO ALTO, CA 94301-4108

Mortgage

Document Number	0000001103
Date	Jan 16, 2026
Instrument	2026-001103

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	586 B ST, ASHLAND, OR 97520-2024
Document Number	0000002281
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	586 B ST ASHLAND OR 975202024, ASHLAND, OR 97520-2024

Mortgage

Document Number	0000002281
Date	Jan 23, 2020
Instrument	2281

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 586 B St was $19,978, down 1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,355,010 (+3%)	$1,747,920 (+17.27%) Land $316,540 Building $1,431,380
2025	$19,978.00 (-1.03%)	$1,315,550 (+3%) Land $484,010 Building $831,540	$1,490,490 (-5.13%) Land $282,000 Building $1,208,490
2024	$20,185.00 (+2.92%)	$1,277,240 (+3%) Land $469,920 Building $807,320	$1,571,110 (+1.86%) Land $269,000 Building $1,302,110
2023	$19,612.00 (+2.69%)	$1,240,040 (+3%) Land $456,230 Building $783,810	$1,542,380 (+0.8%) Land $577,100 Building $965,280
2022	$19,099.00	$1,203,930 Land $442,940 Building $760,990	$1,530,190 Land $569,100 Building $961,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 586 B St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 586 B St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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